freebird5825
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
i had a call from TDAmeritrade the other day. i have an account with them and never do trades and very rarely do MF exchanges. i parked my MFs there a few years back and do nothing with them. my cost is nothing. but they have great consolidated year end statements, which rule when i do my taxes.
the message was dripping sweet. "this is *****, and as one of our Apex clients, i am calling to see if you have any questions yadda yadda yadda". so i got out my horns and called him back. i played dumb for about 5 minutes...chat chat chat.
then he started the sales pitch about their FA services. he was also trying to sell me ETFs. i said i might look at ETFs next year.
i listened, grinning, waiting to hone in for the kill. just when he thought he had me all greased up, i started talking the best financial lingo i could remember. i can't hold a candle to a lot of you, but i am blessed with a near photographic memory and i quoted a lot of Bogle at him. i.e. buy and hold, lower costs, age=bonds in AA, tax efficiency, DIY, stay the course, no panicking, etc etc.
then i told him i was seriously thinking about transferring my MF collection over to VG financial services because i was tired of paying TDA $49 per MF exchange. i've paid that twice in 5 years, exchanging high exp ratio funds to lower ones in a scheduled cost trimming exercise.
he actually reduced my future MF exchange fee to $17. i have an email to prove it.
i'm gonna burn.
the message was dripping sweet. "this is *****, and as one of our Apex clients, i am calling to see if you have any questions yadda yadda yadda". so i got out my horns and called him back. i played dumb for about 5 minutes...chat chat chat.
then he started the sales pitch about their FA services. he was also trying to sell me ETFs. i said i might look at ETFs next year.
i listened, grinning, waiting to hone in for the kill. just when he thought he had me all greased up, i started talking the best financial lingo i could remember. i can't hold a candle to a lot of you, but i am blessed with a near photographic memory and i quoted a lot of Bogle at him. i.e. buy and hold, lower costs, age=bonds in AA, tax efficiency, DIY, stay the course, no panicking, etc etc.
then i told him i was seriously thinking about transferring my MF collection over to VG financial services because i was tired of paying TDA $49 per MF exchange. i've paid that twice in 5 years, exchanging high exp ratio funds to lower ones in a scheduled cost trimming exercise.
he actually reduced my future MF exchange fee to $17. i have an email to prove it.
i'm gonna burn.