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If you haven't already, you need to Download the NEW 2020 SS Calculator
Old 01-30-2020, 09:06 AM   #1
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If you haven't already, you need to Download the NEW 2020 SS Calculator

FYI - There is a 2020 version, it does give different estimates than the 2019 Calculator.

https://www.ssa.gov/OACT/anypia/download.html
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Old 01-30-2020, 02:08 PM   #2
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So, what's the verdict...higher PIA values?
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Old 01-30-2020, 02:34 PM   #3
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Originally Posted by HNL Bill View Post
So, what's the verdict...higher PIA values?
Yes based on 2020 increases I assume.
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Old 01-30-2020, 02:46 PM   #4
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Note that this Mac version will not work on a Mac running Lion or newer versions of the OS X operating system.

I see Mac users are still getting poor support. FYI OSX Lion (10.7) was discontinued in July, 2012 with the release of OSX Mountain Lion (10.8). Apple hasn't made any computers that can run Lion since 2012!
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Old 02-21-2020, 08:33 AM   #5
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What is the advantage of using this calculator vs the SS.gov estimate? Iím retired and waiting till FRA (maybe). Iím actually thinking of just waiting till I hit a specific target amount.
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Old 02-21-2020, 08:37 AM   #6
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What is the advantage of using this calculator vs the SS.gov estimate? Iím retired and waiting till FRA (maybe). Iím actually thinking of just waiting till I hit a specific target amount.
You can calculate WEP for example if applicable. Also it is on your computer so accessible at all times. I just prefer it, is all.
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Old 02-21-2020, 11:48 AM   #7
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Well there's the benefit of an inflation adjusted annuity. The previous version of AnyPIA I use is from 2015 and the new one shows a $500 higher monthly payout - Yay.

For folks like me who don't have a complete 35 year work history AnyPIA lets you input each year's income (including "zero" years) and gives the most accurate estimate. (I was both a mildly early retiree at 55 and a late starter after grad school so I only have 28 years of "real" income).
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Old 02-21-2020, 02:14 PM   #8
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Ok thanks. I got a friendly reminder last week to check my SS estimate and I was surprised how much itís increased from 6 months ago. Thatís where I got the idea to target a dollar amount since it looks like I will exceed the FRA benefit Iíve used for planning purposes at least 1yr before FRA. Maybe Iím just looking for an excuse to start before FRA.
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Old 02-22-2020, 02:57 PM   #9
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I see Mac users are still getting poor support. FYI OSX Lion (10.7) was discontinued in July, 2012 with the release of OSX Mountain Lion (10.8). Apple hasn't made any computers that can run Lion since 2012!
This is ridiculous. Reminds me of the '90s when many programs were DOS-only, no Mac equivalent.
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Old 02-22-2020, 03:06 PM   #10
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I entered in my information (salary history) and calculated my monthly benefit. Does it do anything else? It has a bunch of data fields that don’t make sense to me. Just wondering if there’s any real value to digging deeper into this.
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Old 02-22-2020, 04:13 PM   #11
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Originally Posted by jazz4cash View Post
What is the advantage of using this calculator vs the SS.gov estimate? I’m retired and waiting till FRA (maybe). I’m actually thinking of just waiting till I hit a specific target amount.
ss.gov doesn't come up for me to compare, but I've been using the downloadable calculator at ssa.gov as posted by the OP for some years. It also lets me save difference scenarios for instant recall.

No change in calculation: I downloaded the 2020 version in the OP, opened the saved files from previous version, ran the "calculate estimate" function, and I got the same result as I had gotten with the 2019 version. Double-checked both versions. Verified it shows the new version 2020.1 in "about calculator" vs. the 2019.1 version for comparison.

Here are some others estimators:

https://ssa.tools/

https://opensocialsecurity.com/
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Old 02-22-2020, 04:16 PM   #12
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I downloaded the program and went to forms and it's asking for my SS #, does it use that to retrieve my SS data?

How do I enter all my data?
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Old 02-22-2020, 04:40 PM   #13
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I donít think this calculator is helpful to me as a retiree but just a reminder everyone should still ďclaimĒ their SS account by establishing 2 factor authentication credentials at the SS website.
https://www.ssa.gov/myaccount/security.html
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Old 02-22-2020, 05:44 PM   #14
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I just don't get that wound up over this stuff. I'm getting close to FRA. I know what I'm going to get. I took the time earlier to go online and fill in all my years of employment. No income for the last four years. Done
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Old 02-22-2020, 06:37 PM   #15
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I downloaded the program and went to forms and it's asking for my SS #, does it use that to retrieve my SS data?

How do I enter all my data?
You don't need to enter your SS. It doesn't retrieve anything as far as I can tell. If you look around on that site, there is a manual. I just kept clicking until I figured it out. Basically, you need to enter your earnings in the second form along with the date you'll turn 62 (62 + one month). So if you're 62 in January of 2025, you'll need to enter 2/2025.
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