OP
OP
Canoesmith
Recycles dryer sheets
I believe I have made up my mind
First, here I am still working, but I explained that in another post. Lotsa year end $
But I had the company amend the pension plan and allow splitting the lump and annuity up in increments of 25%. Therefore I am looking hard at taking 50/50. That would be about $44k annually in an annuity, and about $800k lump sum (interest rates keep dropping, lump sum rises). This still allows me to control my annual income to allow ACA subsidies as I will have a very large pot of after tax $ to supplement the taxable income.
I am pretty comfortable with it, but don’t have to decide until December.
It’s all coming together!
First, here I am still working, but I explained that in another post. Lotsa year end $
But I had the company amend the pension plan and allow splitting the lump and annuity up in increments of 25%. Therefore I am looking hard at taking 50/50. That would be about $44k annually in an annuity, and about $800k lump sum (interest rates keep dropping, lump sum rises). This still allows me to control my annual income to allow ACA subsidies as I will have a very large pot of after tax $ to supplement the taxable income.
I am pretty comfortable with it, but don’t have to decide until December.
It’s all coming together!
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