calmloki
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
We have atypical retirement income - rent and loaned money payments, a very small amount of social security, and some CD/bond/stock fund money. We end up with increased net worth each year and I keep thinking about bailing out on the rentals. If we turned everything into cash we are probably at 35x current expenses+ - at almost 68 it seems like we should be very ok.
Being of a dubious nature I keep gaming the retirement calculators. Inflation rate is easy to ratchet up, so sometimes 3.5% gets used, or even 4. Income from investments? I use 3% real. Taxes, 27% - and that doesn't include state tax. What numbers do you plug in? It all seems so arbitrary!
Being of a dubious nature I keep gaming the retirement calculators. Inflation rate is easy to ratchet up, so sometimes 3.5% gets used, or even 4. Income from investments? I use 3% real. Taxes, 27% - and that doesn't include state tax. What numbers do you plug in? It all seems so arbitrary!