prof12
Recycles dryer sheets
Hello Everyone--
I recently joined this group and I am blown away by the knowledge and honesty I find here. So I am asking for your honest help and opinions on a San Francisco based firm called Personal Capital Advisors. They appear to be a fee-only operation and l like that they are not in favor of annuities or that they push their own products for commission. I am currently with Edward Jones and I am not completely unhappy--but I think they make too much money from me that I could better be using. PCA claims to offer a yearly fee of .95%
Here is part of their sales brochure:
Personal Capital Advisors was created by proven leaders in the Investment
and Technology fields. Our mission is to help our clients live a better financial life. Our advantage lies in combining decades of human experience with the precision and capabilities of the latest technology. We remain independent with no ties to large financial firms pushing antiquated, high-fee products. We carefully constructed our investment service from scratch. We took the best parts of what is offered elsewhere, threw out the bad, and added new innovation. We understand trying to pick the next hot stock or jumping in and out of the market hurts more often than it helps. Therefore, we started with an indexing approach, but have developed several ways to improve on traditional
passive strategies. Our methodology is centered on eight principles. Together, they are designed to provide you the following benefits: Focus on Your Goals, Increase Your Return, Reduce Risk and Save You Money.
Since this is the 4th anniversary of the Madoff scam, I am more cautious than ever. So any advice or facts would be much appreciated.
Prof12
I recently joined this group and I am blown away by the knowledge and honesty I find here. So I am asking for your honest help and opinions on a San Francisco based firm called Personal Capital Advisors. They appear to be a fee-only operation and l like that they are not in favor of annuities or that they push their own products for commission. I am currently with Edward Jones and I am not completely unhappy--but I think they make too much money from me that I could better be using. PCA claims to offer a yearly fee of .95%
Here is part of their sales brochure:
Personal Capital Advisors was created by proven leaders in the Investment
and Technology fields. Our mission is to help our clients live a better financial life. Our advantage lies in combining decades of human experience with the precision and capabilities of the latest technology. We remain independent with no ties to large financial firms pushing antiquated, high-fee products. We carefully constructed our investment service from scratch. We took the best parts of what is offered elsewhere, threw out the bad, and added new innovation. We understand trying to pick the next hot stock or jumping in and out of the market hurts more often than it helps. Therefore, we started with an indexing approach, but have developed several ways to improve on traditional
passive strategies. Our methodology is centered on eight principles. Together, they are designed to provide you the following benefits: Focus on Your Goals, Increase Your Return, Reduce Risk and Save You Money.
Since this is the 4th anniversary of the Madoff scam, I am more cautious than ever. So any advice or facts would be much appreciated.
Prof12