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Old 07-22-2020, 02:37 PM   #21
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That's a great rate !! Can you share which company it is and if they require Auto Insurance to have umbrella policy? With my kids being 19 & 21, my rates are much higher as I expected.
I live in SW Virginia and I'm with Erie Insurance. I'm not sure what's required but we have both our home and autos insured through them. Our children are grown now so it's just the DW and me.
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Old 07-22-2020, 02:39 PM   #22
Recycles dryer sheets
 
Join Date: Feb 2012
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We pay twice this amount for the same $1mil. What is your insurer?
Erie insurance. We live in SW Virginia.
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Old 07-22-2020, 08:35 PM   #23
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With two young drivers (19 yo,21 yo), the thought of a catastrophic accident is scary. Personal umbrella comes to mind. So I am wondering What liability (other than auto, home) insurance do you have for protection from accidents, lawsuits etc?
we have an umbrella...$1M for under insured/uninsured drivers and $1M for general liability. cost is ~ $600 p/y. i'd like to bump that up to $2M or $3M but to make that affordable i'd have to drop the under/un driver portion or move our insurance to another carrier. don't want to do either.
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