Insurance seems to be on the rise again.....
Just got my House insurance bill. $1589 including Hurricane! Up $300 + from last year.
Called agent, expressed concern as I have had no claims for over 11 years.
Managed to get it back down to $1200 with no real compromise. Reduced contents insurance from $435k replacement cost to $200k replacement costs. We would be lucky to have $150k if a total loss. Remember this does not include Cameras, Jewelry, Paintings or anything like that.
Insurance company arbitrarily estimates contents based on home size and rebuild costs. Our home rebuild costs are $650k (estimated). home value about ~$875k.
Check yours before paying automatically.
Not looking towards receiving the flood insurance bill next summer..... (FLA)
"Never Argue With a Fool, Onlookers May Not Be Able To Tell the Difference." - Mark Twain