If the bill passes I will have to change my investment plan IPS. Probably end up sending the ~$26k after-tax 401k contributions to my taxable brokerage account instead.
Same here.
The blog article I posted above is pretty good about what you should do before 2022 if this becomes law. The main takeaway I got was to make sure you don’t make any after-tax contributions in 2022, which probably means you have to stop contributions in late November since it usually takes a couple pay periods before the change goes into effect.