Quote:
Originally Posted by rayvt
I smile sadly at people who must retire & live on this pittance.
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These "options" for SS are not for those that need the SS and "live on this pittance".
They are however, for folks like me/DW who can actually afford to live well without SS, but are willing to maximumize our "return" on this "benefit".
BTW, we are planning on taking the route quoted by the OP. We are both the same age. DW will claim SS at age 62. I will claim my "spousal benefit" (at 50% of my wife's age 66 full benefit) and then claim my SS at age 70.
That's our plan. Stick around for another 9 years and I'll tell you if it worked

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- Ron