nun
Thinks s/he gets paid by the post
- Joined
- Feb 17, 2006
- Messages
- 4,872
Our problem (and it's a nice one to have) is we have almost as much cash (47% of NW*) as we do bond funds in tax deferred (53% of NW*). We either need to put some/all of the balanced funds in our taxable (going for something more stock heavy like Wellington), go with stock index funds in the taxable, or substitute some of the bond funds in the tax deferred with munis in the taxable. I think the latter is a better bet if you're still working and want to avoid adding more income to salary.
* - Net worth not including the equity in our house
What is your net worth and how large is your pension? What annual income do you need? Those numbers will help in deciding a sensible asset allocation. You should also seriously consider deferring SS until age 70.
Last edited: