Originally Posted by Neill
I couldn't get past conversions with anything but a 0% tax rate. I go from 0% to 30% if I convert too much. I would have shielded some income in my 401k when younger at a tax rate similar to that. You can't do any better than 0% and retiring early lets you do it for more years.
I see the GOP plan has tax rates for dividends as half the income tax rate so that means the 0% rate could well be gone. Standard deduction is going to be bigger at the first tax bracket is 12%. So presumably I might be converting at 6%. I could go for that.
How do you figure converting at 6%?