Brat
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I had time on my hands so I took a look our IRA portfolio and concluded that our Oakmark Global could be better replaced by Dodge & Cox International (DODFX) or Vanguard Global Equity (FHGEX).
Then I was surprised at how much of our portfolio is foreign stocks so thought maybe I should consider moving some of my foreign to either of my balanced funds (could do also Fidelity Balanced to avoid transaction fee). Here is where we are (MM + TIPs represent 3 years withdrawals):
Dodge & Cox Balanced 37.1%
Oakmark Equity Income 21.2%
Oakmark Global 12.6%
MM 10.2%
Tips 6.7%
Pacific/India funds 3.1%
Fid Low Priced 0.4%
Running through a profolio analy:
Large Value 24.3%
Large Blend 10.6%
Small /Mid Stocks 0.8%
Foreign Stocks 24.2%
Bonds 23.8%
Short Term 16.3%
I like the India Fund because I am interested in the country, and it is really just chump change. I want to keep the Oakmark and Dodge & Cox balanced funds, MM and TIPS (to give me that cushion to ride out a down swing). We have SS and a modest pension (and our home) as other assetts.
Were you me what you do? My target return for the total IRA portfolio is at least 8% compounded (those TIPS and MM slow things down a bit - maybe I should put at least half of the MM into CDs).
Then I was surprised at how much of our portfolio is foreign stocks so thought maybe I should consider moving some of my foreign to either of my balanced funds (could do also Fidelity Balanced to avoid transaction fee). Here is where we are (MM + TIPs represent 3 years withdrawals):
Dodge & Cox Balanced 37.1%
Oakmark Equity Income 21.2%
Oakmark Global 12.6%
MM 10.2%
Tips 6.7%
Pacific/India funds 3.1%
Fid Low Priced 0.4%
Running through a profolio analy:
Large Value 24.3%
Large Blend 10.6%
Small /Mid Stocks 0.8%
Foreign Stocks 24.2%
Bonds 23.8%
Short Term 16.3%
I like the India Fund because I am interested in the country, and it is really just chump change. I want to keep the Oakmark and Dodge & Cox balanced funds, MM and TIPS (to give me that cushion to ride out a down swing). We have SS and a modest pension (and our home) as other assetts.
Were you me what you do? My target return for the total IRA portfolio is at least 8% compounded (those TIPS and MM slow things down a bit - maybe I should put at least half of the MM into CDs).