Its a ploy to look like they have a sense of humor. They really WANT us to keep working, paying taxes, and expanding the economy.
The trick here is to make you laugh at how silly poor retirement planning is, thereby putting you at ease to fail to plan for another few months or years.
Yes, the above...as usual...is sarcasm. I owe you the 50c royalty fee Justin.
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.