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Old 12-30-2020, 08:04 PM   #121
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I’ve been retired for 8 years. I’m not particularly politically correct. But, I had been planning and working toward an early retirement for 30 years. I had a variety of reasons for leaving when I did, but really it boils down to the fact that I had enough in my retirement bucket to overcome the massive pile in the BS bucket. There is no shame in retiring early if you’ve made the right moves for yourself and can afford to support yourself. Maybe you just say that you’ve planned this for a long time and are ready to move to the next stage of life.

Edit to add: we never told my wife’s sister that I was retiring. We told her that I was leaving my corporate job to be a financial advisor to a wealthy client. We didn’t tell her who the wealthy client was. She still thinks I’m a financial advisor, and when she visits, I spend a good deal of time on the iPad looking at financial charts....playing the part.
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Are you insane
Old 12-31-2020, 12:06 AM   #122
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Are you insane

I retired as quick as I could. Didn't work one second more then what I needed to leave. When I stop and think about modern working schedule, it makes no sense. Spend your whole life trying to make money to live on and pay bills, then you die. You leave all your money to your kids or grand-kids to piss away on drugs, booze, casinos, boyfriends, girlfriends, pay off their friends bills and mortgages, be the big shot till the money is gone. Your money ends up destroying their lives.
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Old 12-31-2020, 02:19 PM   #123
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
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Am with Ricki Gervais' sensitivity at the 2020 Golden Globes.
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Old 12-31-2020, 02:23 PM   #124
Give me a museum and I'll fill it. (Picasso)
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Originally Posted by Boose View Post
But I made many sacrifices when I was younger - including shelving unprofitable dreams in order to be a responsible wage-earner - and have been planning for retirement since 1995. It just happens that I'm retiring when other people are not doing so well.
yep, when everyone else was taking motorcycle trips across the country or picking strawberries in Spain I was studying for actuarial exams, which took all of my otherwise spare time for several years - zero regrets or guilt retiring early
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
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Old 01-01-2021, 08:30 AM   #125
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Originally Posted by statsman View Post
I have no problem with someone wanting to retire early, whether due to hard work, lots of planning, and/or some luck (unexpected investment spike, receiving a sizable inheritance, etc.).

I do get annoyed when someone is sticking their success in my face, usually someone who has won the game many times over. For those people, it doesn't seem to be enough to be retired and be happy. Honestly, I've seen some posts this year asking whether an $8M+ nest egg is enough to retire on, and I wonder if they are truly asking for advice or just showboating. Maybe I've been reading too much into those posts.
I don't understand why you would get annoyed at someone asking if retirement would be prudent with a NW of $8 million? You are looking at it from your perspective. Perhaps they will have high expenses in retirement that will require monthly income streams in the tens of thousands of dollars due to travel, vacation homes, boats, etc.
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Old 01-01-2021, 10:07 AM   #126
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It's not a bad thing to assume that others have good intentions unless and until proven otherwise.
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Old 01-01-2021, 10:16 AM   #127
Full time employment: Posting here.
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Feel free to donate to worthy causes (as I have). And you wont be taking any jobs away from those who need them - while you continue to pump money into the economy. Id say its a win win win for everyone. Nothing feel guilty about. Happy New Year.
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