Re: Is this market timing?
Thats what I would call market timing.
You're doing something in anticipation of something.
I moved some money out of wellesley just prior to the fed starting its rate hikes. Wellesley went up, not down. What I moved the money into went down, not up.
However while the 'dirty market timing' devil has already been proven to be bad most of the time, I think sometimes...not often but sometimes...you have to make a move on the basis of a major event or obvious situation. I'm talking nasdaq 5000, 9/11 sorts of things. Although you're probably an idiot for buying long term bonds or bond funds right now without a good reason. The sector tilts on paper might be good ideas. In reality...who knows?
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.