nun
Thinks s/he gets paid by the post
- Joined
- Feb 17, 2006
- Messages
- 4,872
I'm trying to decide if I should leave money in my 401k plan
or rollover to an IRA. The plan has some nice equity options
with index, growth, mid and small cap and international funds and also
some more exotic stuff like First Eagle Global A, some Fidelity
and Templeton funds and Vanguard Targeted Returement funds.
The expense ratio on the Vanguard Funds is 0%
However, there are no Bond funds, but there is an Income fund
that has contracts with insurance companies who invest the fund's
assets in fixed-income securities such as government and corporate
bonds and mortgages. Given the returns below is this a good option
for the 40% fixed income portion of my retirement portfolio
Average Annual Total Returns after all fees and charges (%)
as of 03/31/2006
1 Year 5.67
3 Year 5.42
5 Year 6.11
10 Year 7.12
Life 8.93
Life is as of inception date 07/01/1978.
There's also a money market fund currently paying 3.7%
Would I get better returns by moving the money, and if so where?
or rollover to an IRA. The plan has some nice equity options
with index, growth, mid and small cap and international funds and also
some more exotic stuff like First Eagle Global A, some Fidelity
and Templeton funds and Vanguard Targeted Returement funds.
The expense ratio on the Vanguard Funds is 0%
However, there are no Bond funds, but there is an Income fund
that has contracts with insurance companies who invest the fund's
assets in fixed-income securities such as government and corporate
bonds and mortgages. Given the returns below is this a good option
for the 40% fixed income portion of my retirement portfolio
Average Annual Total Returns after all fees and charges (%)
as of 03/31/2006
1 Year 5.67
3 Year 5.42
5 Year 6.11
10 Year 7.12
Life 8.93
Life is as of inception date 07/01/1978.
There's also a money market fund currently paying 3.7%
Would I get better returns by moving the money, and if so where?