walkinwood
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Kitces & Guyton on SWR, Buckets & Essential/discretionary methods of withdrawals
A lot of you follow Wade Pfau's blog and have probably already seen this. If not, here's a link
Wade Pfau's Retirement Researcher Blog: Kitces and Guyton on the Three Approaches for Retirement Income Planning
Kitces (who also writes a wonderful blog) and Guyton (who wrote a couple of wonderful papers on variable withdrawal strategies) talk about the three main ways planners recommend their customers sustainably withdraw money from their portfolios.
- A total approach (like Bengen's SWR)
- A bucket approach (based on age segmentation)
- An essential/discretionary method.
A lot of you follow Wade Pfau's blog and have probably already seen this. If not, here's a link
Wade Pfau's Retirement Researcher Blog: Kitces and Guyton on the Three Approaches for Retirement Income Planning
Kitces (who also writes a wonderful blog) and Guyton (who wrote a couple of wonderful papers on variable withdrawal strategies) talk about the three main ways planners recommend their customers sustainably withdraw money from their portfolios.
- A total approach (like Bengen's SWR)
- A bucket approach (based on age segmentation)
- An essential/discretionary method.