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Old 01-30-2021, 11:58 PM   #41
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Originally Posted by pb4uski View Post
Knowing when to call it quits is sort of like pornography.... it's hard to describe but you know it when you see it.
Good advice, you'll know it when you see it.

I retired at 54, took about 20 minutes to adjust to retirement, never looked back, never regretted my decision.

At the time my kids were 7, 11, and 17. They, my wife, and I got to do some travels and adventures and create some precious memories. I got to spend my early retirement driving kids to and back from school, and boy did my wife appreciate that time in our life, as she had been a stay at home mom, and the kids and driving to school and back had been a big part of her daily life for years.

Later, after kids were in (or out) of college, wife and I got to do some trip on our own, including a couple trips to Europe, and a couple cross country drives to visit one kid or the other. I look back fondly on those 20 years of retirement fondly. And now, more than fondly.

No, I never once even had an inkling of regret for having retired at 54.

As my wife passed away la
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Old 01-31-2021, 06:28 PM   #42
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I listed my 2 business properties last week for sale. I am still in business until they sell. I am burned out, we hit our number and hope they sell fast.
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Old 01-31-2021, 07:41 PM   #43
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In retrospect, I think I was sort of guilty for an OMY. I remarried in November 2007, then waited until January 2008 to get my profit sharing, 7% of my salary right into my 401K. Then I thought, wait until June for my bonus. Then, I thought wait until January 2009 for my profit sharing. At that point, I came to my senses. I left 2 days after my profit sharing got posted, and 2 days later we were on our way on a 14 day South American tour. Never looked back.
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Old 01-31-2021, 08:02 PM   #44
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My husband and I are 61 and 55. We are bookkeepers to high net worth families. We hired Bill at moneyevolution.com to do an analysis of our finances and determined we can let go of our three problem clients (one of them being over half of our income), keep three small ones and semi-retire.

We gave eleven months notice today. I think within six months, most of the work will be off-loaded to someone else.

What a relief.
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Old 01-31-2021, 08:15 PM   #45
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Originally Posted by WhenIsItTime View Post
At some point nest egg and BS had both gone up to where it was clear.
This was me last August. At that point we have been moving forward with our plans to relocate to Florida. Two weeks until my last day of work and three until we close on our retirement home. Canít wait to see what retirement life is all about.
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Old 01-31-2021, 08:57 PM   #46
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After 4 full plus years I'm not as giddy about retirement as I once was but I'm still one very happy person of my decision.
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Old 02-01-2021, 12:50 AM   #47
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After 4 full plus years I'm not as giddy about retirement as I once was but I'm still one very happy person of my decision.
Yes, it's a bit like marriage or other long-term relationship. The "oxytocin" stabilizes after a while but then the relationship goes deeper. I occasionally have to remind myself how lucky I am to have DW. W*rks the same with ER. Every once in a while you have a "bad" dream about w*rk or it occurs to you that back in the day, you would be hunched over a desk or w*rk station - now you are free to do what you want. It's still good - even better, really, but in a different more mature way after a while. YMMV
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I've hit the wall!
Old 05-11-2021, 11:37 AM   #48
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I've hit the wall!

After working for 40 years and enjoying new career growth opportunities and challenges along the way I've finally hit the wall. The final straw was a recent reorganization at work that was clearly planned over the last 18 months and covered by them lying directly to my face I've lost all trust in my company and management. Each weekday I'm now asking myself why I'm I still working here. Before the BS went down I thought I'd be working here another 8 years all the way to 65 now I'm not so sure.
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Old 05-11-2021, 04:19 PM   #49
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As I approach my target faster than I planned, I can't help to think - how will I know its time? Everyone is at the mercy of the market, and one day I'll hit my number, but the next day/week/month could drop below. I don't feel like its a binary operation. I'm thinking, I should way at least 6 months after hitting it to ensure we're really over the hump.

How long did others wait after hitting their number?
Like some others, I think you will know.

For me it was combo of not enjoying work rat race, effect on health, had hit <3 WR, and all I could think about was not being able to buy more time. I didnít need to invest or spend any more time working!
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Old 05-11-2021, 04:28 PM   #50
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Like some others, I think you will know.

For me it was combo of not enjoying work rat race, effect on health, had hit <3 WR, and all I could think about was not being able to buy more time. I didnít need to invest or spend any more time working!
Got a new assignment either on a late Thurs. or early Friday AM. Decided I didn't want to do it and gave notice the next Tues. You'll probably know. I did but YMMV.
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