mickeyd
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Not sure who Harrine Freemen is, but she must be a member of this ER forum with a quote like that! If not, send her an invite...
Yahoo! Finance - Business Finance, Stock Market, Quotes, News"Everyone should pinch pennies no matter what your situation to ensure you live well below your means," says Harrine Freeman, a personal finance expert, speaker and author of the book "How to Get Out of Debt."
Living a frugal lifestyle no matter what your financial situation will prepare you for any money crisis that may hit without having to make drastic lifestyle adjustments, she says.
Start with small steps, Freeman says. That includes everything from saving coins in a jar, using coupons, shopping the sales, eating at home -- and, yes, even forgoing the $4 latte.
Eventually, savers can graduate to bigger steps, such as downsizing a house or car, or eliminating luxury expenditures such as expensive vacations.