I used a service like that for a couple of years after one f he more celebrated corporate data hacks. Then I dropped it. All my credit bureau stuff is on hard freeze and I just couldn't see what else I was gaining. ID fraud? They don't really prevent that and I don't know how effective they might actually be in "reclaiming the history that should never have been" in reversing the fraud that's already in progress.
All my accounts send me a email immediately after all transactions. If somebody can schnore enough info on me then go to the trouble of forging a New Jersey, or Florida, or Kansas driver's license, then using that to buy a car, rent an apartment to manufacture meth or something, I don't see how LifeLock can preempt that or make it good with the cops when they come for me here in Iowa. The investigation will sort that out. Besides they can't use my money. They'll have to use theirs or someone else's they've hacked into, so I'm not really losing anything.
Did I miss anything?