Im new to retirement (62) and started with a managed plan with Fidelity for my accumulated assets. Since Im really conservative Ive set up a 30/70 split.
I have had lots of free time of course and get to read ad infinitum on the web about approaches. The number 1 being take the money out of Fidelity's hand and do it yourself....same if not better results.
Before I do that though I realize that Id need an actionable plan. And I guess I have a hard time shaking my number 1 goal is capital preservation.
So Im trying to come up with the best approach for peace of mind to get 3-4% relatively safely. I hear fixed annuities, dividend stock portfolio, immediate annuity, safe haven ETFs, REIT investments, etc.....
I really welcome any input. Even if someone can recommend a retirement advisor who might point me in a direction. (I do like the Fidelity guys but they seem to have only 1 approach). My head hurts from trying to manage this....enlisting Fidelity was obviously my way of deferring it for now.
Thanks for listening and any advice
Bill
I have had lots of free time of course and get to read ad infinitum on the web about approaches. The number 1 being take the money out of Fidelity's hand and do it yourself....same if not better results.
Before I do that though I realize that Id need an actionable plan. And I guess I have a hard time shaking my number 1 goal is capital preservation.
So Im trying to come up with the best approach for peace of mind to get 3-4% relatively safely. I hear fixed annuities, dividend stock portfolio, immediate annuity, safe haven ETFs, REIT investments, etc.....
I really welcome any input. Even if someone can recommend a retirement advisor who might point me in a direction. (I do like the Fidelity guys but they seem to have only 1 approach). My head hurts from trying to manage this....enlisting Fidelity was obviously my way of deferring it for now.
Thanks for listening and any advice
Bill