My husband and I need to make some decisions around timing of deferred comp payouts as well as timing of ROTH conversions. We will be juggling these variables along with how timing may impact ACA costs and IRMAA to ensure that we are being as cost/tax efficient as possible.
With that as the backdrop, what is the best software out there that can handle analyzing all of these moving parts? I am fairly adept at excel, but I dread building my own spreadsheet model for fear that I will miss something that could have significant financial consequences. And, yes, as my user name states, I am a cpa. However, I spent most of my career in corporate finance and know only enough to be dangerous in personal taxes
Thanks in advance for any information you can provide.