calico1597
Recycles dryer sheets
I learned about the 2% cashback thru Citi Bank credit card last year on this forum. I applied for a card, was given a $6100 credit limit. I've paid my balance in full every month and on time. We are taking an Alaskan cruise next summer, my final payment will be due in February, probably around $9K. I requested an increase on my credit limit, it was denied. Last year's taxable income was $102K, we have no debt, home is paid for, retired five years ago. CITI is going to send me a letter explaining why I was denied an increase, they wouldn't tell me on the phone.
Why would I have been denied? I think around $3K is the most we've had charged in one month this past year. We have a credit score of just over 800. I do realize I can pay half the cruise cost in January and the other half in February.
Why would I have been denied? I think around $3K is the most we've had charged in one month this past year. We have a credit score of just over 800. I do realize I can pay half the cruise cost in January and the other half in February.