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Old 02-08-2011, 08:07 PM   #21
Thinks s/he gets paid by the post
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Join Date: Jul 2006
Location: Denver
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Quote:
Originally Posted by Katsmeow View Post
Try a house less than 5 miles away from a firestation as the crow flies but just over 5 miles driving distance. For one insurer it was a dealbreaker and they didn't want us at all. Another would take us with a premium of over $7k a year. Another thought we sounded great and the premium was $5k less.....
Thanks for the explanation. A decrease of $5000 made me think that your insurance must have been in the $40-50K range! You've said in the past that it was a big house, but I was beginning to think that was an understatement.
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Old 02-08-2011, 08:40 PM   #22
Recycles dryer sheets
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Join Date: May 2007
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State Farm (Texas) paid a claim to an uninsured motorist with no license that ran a stop sign and was ticketed for that while doing nothing for me. Progressive is a good choice in my opinion i had a claim and would not accept the 'reconditioned' parts and after declining their convenient drop off package I was able to use my own body shop with OEM parts.
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Old 02-08-2011, 09:27 PM   #23
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We have a service at work (employee discounts and that sort of thing) that provides multiple insurance quotes via a standard form. I put in the same information and got back the following results:

Home:

Current - State Farm - $1,221

Traveler's - $640
Liberty Mutual - $919

Auto:

Current - State Farm - $950

Traveler's - $696
Liberty Mutual - $957
Met Life $1,322

This exercise tells me there are HUGE differences between the company's prices. I put the SAME data in the form and got back radically different prices.

There might be different clauses and legal provisions but how would a layman tell the difference and would it be worth it?
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