All FAs and companies like Matson Money charge for information and advice that is available free of charge and for investments services that are a fraction of the cost from companies like Vanguard. I watched some of his pitch to FA professionals and anything that includes the words "exponential growth" (other than a microbiology class) is to be avoided.
My advice is read the wiki at bogleheads.org and ask questions there and here and use the asset allocation and investment tools on Vanguard/Fidelity/Charles Schwab's websites...many of us use Vanguard.
“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent