Originally Posted by stillmuchtolearn
But I'm wondering if some of you can tell me how your premiums changed from the time you had regular health insurance to when you switched to a medicare supplement.* Thank you for your help.
Your expenses will go down meaningfully.
Medicare part A is free; Part B this year costs $88/mo.
Supplements come in all different types, but if you are trying to preserve freedom to go to any doctor, you will want regular Medicare and a supplement, as opposed to a PPO or HMO type plan. They vary in price but not elements from state to state, and possibly within states. I have type F, a fairly high end plan. It costs me $131 per month; and in this state at least, although the cost will go up with inflation, it does not increase with my age.
You will want to add drug coverage to that. I took the low end coverage, which can be upgraded if necessary without penalty, I believe once a year in December.
I pay $7 per month for my drug coverage, which IMO is not bad at all. So while you now pay $6000/12, or $500 per month, I pay $88+$131+$7 =$226.
If money is tight, HMO type plans are often cheaper.
As I say, it varies from state to state. You don't need your insurance company to tell you anything. Get hold of your state insurance commissionerís office, and ask for the schedule of plans offered and prices. They are fixed, so there is no reason for you insurance company to ask you anything.
Also, you might want to consider getting a more co-operative insurance agent. This one sounds like a dud.