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07-18-2008, 02:10 PM
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#81
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Recycles dryer sheets
Join Date: Jun 2008
Location: Rochester
Posts: 84
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My 401K is down around 13% for the last 12 months.
My sell activity on individual stocks in my regular account was for a 10% gain so far in 2008.
-Raymond
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07-18-2008, 02:23 PM
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#82
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 29,016
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 Quote:
Originally Posted by dmpi
I'm supprised some of you are do so well, cause I'm at -12.5%.
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I'm assuming the posters that show +89% and +47% are young and not diversified. I started investing in 95 and the IRR's in those first 4 years varied from 21 to 30%. In years when I am losing, I console myself by looking at my 3, 5 and 10 year averages. (I'm also now only 40% in stock funds so have lower expectations for both ups and downs)
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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07-18-2008, 02:34 PM
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#83
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: North of Montana
Posts: 2,754
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Quote:
Originally Posted by semtex
YTD +47%, including one taxable acct, 2 roth, 2 rollover
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Your asset allocation must be as scary as mine (60% in one stock).
__________________
There are two kinds of people in the world: those who can extrapolate conclusions from insufficient data and ..
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07-18-2008, 02:41 PM
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#84
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,459
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I'm down 6.3% YTD. My TIPS fund is up 5.15%. It's my only fund not in the red.
Staying the course. 
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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07-18-2008, 02:51 PM
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#85
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2007
Location: Denver, Colorado
Posts: 6,093
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__________________
"It's tough to make predictions, especially when it involves the future." ~Attributed to many
"In theory, there is no difference between theory and practice. But, in practice, there is." ~(perhaps by) Yogi Berra
"Those who have knowledge, don't predict. Those who predict, don't have knowledge."~ Lau tzu
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07-18-2008, 03:06 PM
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#86
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Recycles dryer sheets
Join Date: Jan 2008
Posts: 159
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Quote:
Originally Posted by Alan
I'm assuming the posters that show +89% and +47% are young and not diversified. I started investing in 95 and the IRR's in those first 4 years varied from 21 to 30%. In years when I am losing, I console myself by looking at my 3, 5 and 10 year averages. (I'm also now only 40% in stock funds so have lower expectations for both ups and downs)
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I'm the +89%er. Not young at all. Not diversified at all either. If you follow your investments closely, as I do, you do not want to be diversified. I keep things simple by following only a very few ETFs and trade only when the set ups are right.
Follow along at Public Chart Lists - StockCharts.com
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07-18-2008, 03:42 PM
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#87
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 29,016
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Quote:
Originally Posted by BoutDone
I'm the +89%er. Not young at all. Not diversified at all either. If you follow your investments closely, as I do, you do not want to be diversified. I keep things simple by following only a very few ETFs and trade only when the set ups are right.
Follow along at Public Chart Lists - StockCharts.com |
Thanks, I followed your link before. How far away are you from retirement and how much of your basic needs are you expecting to fund from your ETF's? I'm afraid I lack the skills or inclination to successfully time the market myself. I know quite a few folks who cover all the basic needs with pensions, conservative funds etc and invest agressively with what's left, but they all have that safety net if everything goes pear shaped.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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07-18-2008, 04:22 PM
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#88
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Recycles dryer sheets
Join Date: Aug 2007
Location: Mt. Pleasant
Posts: 139
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About 6% for me. It pays to have a well diversified portfolio.
__________________
Retired early and loving it.
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07-18-2008, 04:40 PM
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#89
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Thinks s/he gets paid by the post
Join Date: Apr 2007
Posts: 1,304
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Quote:
Originally Posted by semtex
YTD +47%, including one taxable acct, 2 roth, 2 rollover
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? what's the secret?
__________________
Life is GREAT!
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07-18-2008, 05:16 PM
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#90
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Moderator
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,475
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Quote:
Originally Posted by semtex
YTD +47%, including one taxable acct, 2 roth, 2 rollover
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Looks like someone bought commodities and shorted the financials.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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07-18-2008, 06:07 PM
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#91
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 1,015
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YTD -7.5% portfolio is ~65/35 stocks/bonds, no new $$ going in.
...sigh
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07-18-2008, 06:13 PM
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#92
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Full time employment: Posting here.
Join Date: Mar 2007
Posts: 577
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I really ought to look in to that  ?
__________________
I highjacked a rainbow and crashed into a pot of gold - Bon Jovi
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07-18-2008, 06:26 PM
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#93
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Full time employment: Posting here.
Join Date: Jun 2008
Location: Caldas da Rainha, Portugal
Posts: 583
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-5.9% at end of 2Q for the retirement accounts I'm not contributing to. And to think I was grumbling recently about being 40% in bonds...
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07-18-2008, 08:01 PM
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#94
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Location: Upstate
Posts: 1,740
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through June 30th: -6% from October 2007 peak; -2% YTD; -5.3% June (ouch). Almost all of the loss from my 401k (mostly all very low cost index stock mutual funds + some stable value, inflation adjusted, and other bond funds). My non-401k portfolio (mostly single company equities with some closed end funds plus a decent chunk of cash) was essentially break-even.
ytd (through 7/17/08) : -6.5% from October 2007 peak; -2.5% YTD; Non 401k assets now slightly positive ytd, damage in 401k has gotten worse (it now is down about 7.5%).
I'm about 60% equity/40% fixed, with a overweight of the fixed in short term "price stable" (cash/CD) investments.
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07-18-2008, 08:17 PM
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#95
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Recycles dryer sheets
Join Date: Sep 2007
Posts: 488
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I am +5% for last 12 months. I pulled all my money out of stocks last fall and put it in stable value funds. Last week I put 10% back into T Rowe Price stock fund.
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07-18-2008, 08:57 PM
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#96
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,405
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Quote:
Originally Posted by Razor
I am +5% for last 12 months. I pulled all my money out of stocks last fall and put it in stable value funds. Last week I put 10% back into T Rowe Price stock fund.
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Good timing. It is hoped that you will be able to time the market on a consistent basis. Good luck.
__________________
May we live in peace and harmony and be free from all human sufferings.
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07-18-2008, 08:57 PM
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#97
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Recycles dryer sheets
Join Date: Jul 2006
Posts: 225
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Yes, I have nearly 50% on one stock. But it is not my choice. I owns around 10 stocks, evenly distributed. One of them becomes 6 bagger. I still holds most my original positions since it has the potential to increase another 500%.
I donot short stocks.
Quote:
Originally Posted by kumquat
Your asset allocation must be as scary as mine (60% in one stock).
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07-18-2008, 08:58 PM
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#98
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,405
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YTD is -4.2%, hoping for a recovery soon.
__________________
May we live in peace and harmony and be free from all human sufferings.
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07-18-2008, 09:08 PM
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#99
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Recycles dryer sheets
Join Date: Jul 2006
Posts: 225
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fully invested, focus on low pe stocks.
Quote:
Originally Posted by megacorp-firee
? what's the secret?
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07-18-2008, 09:41 PM
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#100
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Dryer sheet wannabe
Join Date: May 2008
Location: Illinois
Posts: 22
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YTD through June +2%. Down 1% from Oct highs (can't complain). 1.8mm in liquid assets.
entered year with about 60% stocks, now about 15% and beginning to get bullish.
lucked out with 2 IPO's (V, IPI) and cashed out last month after pulling back slightly from highs.
rode up FXI from March lows (out last month)
cashed in some fantastic gains on canadian royalty trust AAV
sucked wind on 2 ETF's VB and VTV
got rid of several garbage stocks that I've been holding way too long
day traded some gains on Leh, RIMM
left with defensive plays (although it doesn't feel like it):
PM (anyone know why the recent sell off the last 2 days - on large vol)
KFT
MRK
I have 2 municipal bond funds that absolutely suck.
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