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View Poll Results: I would keep my 30 year mortgage if . . .
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the mortgage rate was below 1%
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11 |
14.29% |
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the mortgage rate was below 2%
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11 |
14.29% |
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the mortgage rate was below 3%
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13 |
16.88% |
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the mortgage rate was below 4%
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11 |
14.29% |
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the mortgage rate was below 5%
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9 |
11.69% |
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the mortgage rate was below 6%
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10 |
12.99% |
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the mortgage rate was below 7%
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3 |
3.90% |
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Never. I don't care what the mortgage rate is.
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6 |
7.79% |
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the mortgage rate is below the long term government bond rate.
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3 |
3.90% |
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Mortgage from a different perspective
02-20-2006, 12:41 AM
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#1
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Thinks s/he gets paid by the post
Join Date: Feb 2003
Location: Mesa
Posts: 3,588
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Mortgage from a different perspective
Vote for up to 7 choices.
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Re: Mortgage from a different perspective
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02-20-2006, 02:57 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Jul 2004
Posts: 1,505
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Re: Mortgage from a different perspective
This isnt working right. Only 2 voted, and i voted positive for all, so should be at least 50% on all, not 15.7%, and 7% (for last one).
__________________
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Re: Mortgage from a different perspective
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02-20-2006, 07:25 AM
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#3
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Full time employment: Posting here.
Join Date: Mar 2005
Posts: 699
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Re: Mortgage from a different perspective
SG: add an option for if the rate falls below that of a government bond of similar maturity. (I know this will almost certainly never be true when you take out the mortgage, but it could become true thereafter.)
Bpp
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Re: Mortgage from a different perspective
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02-20-2006, 08:30 AM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
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Re: Mortgage from a different perspective
You're going to get some funny results if people dont fill in all the rates below the one thats their switch point.
You might want to redo it to say "what rate or below would you get/keep a mortgage". Then your distribution should back right up to the trigger.
I'm sort of thinking the trigger is going to be mobile and not very fixed. From our other poll it appears the numbers play a factor but people just want to avoid the debt and payment load nearing and in ER. So the "right"number for the remaining folks that want to arb the debt is whatever is below what they can get in whatever investment vehicle they're using for the arb.
People might be burned out on polls for now as well, at least mortgage polls. I was seeing declining votes on the ones I was running and decided to take a break for a while.
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Re: Mortgage from a different perspective
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02-20-2006, 08:37 AM
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#5
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Moderator Emeritus
Join Date: Feb 2004
Location: minnesota
Posts: 13,226
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Re: Mortgage from a different perspective
 Quote:
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Originally Posted by (Cute Fuzzy Bunny)
People might be burned out on polls for now as well, at least mortgage polls. I was seeing declining votes on the ones I was running and decided to take a break for a while.
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Try asking about how great the United states is, global warming, or televisions. 
__________________
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No more lawyer stuff, no more political stuff, so no more CYA
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Re: Mortgage from a different perspective
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02-20-2006, 08:42 AM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
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Re: Mortgage from a different perspective
Too many tv's in the united states are causing global warming.
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Re: Mortgage from a different perspective
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02-20-2006, 11:36 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Feb 2003
Location: Mesa
Posts: 3,588
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Re: Mortgage from a different perspective
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