Or mis to be realistic. Currently I am in a mix of SP500 and Nasdaq, some DJI...
Tempted to tilt much heavier to Nasdaq, QQQ/MGK...take like 80% of the folio as opposed to maybe 30% right now.
Me 39, DW 37
No debt. ~ 11yr left on Mtg.
Small Pension later with decent SS when we choose.
Inheritance of 1MM+ Easily later.
And a runway of at least 11 years until ER..and likely 16 years before we sell anything (provided we have no catastrophe like divorce and splitting assets very unlikely)
DF owns RE...a decent amount 1MM+ and he doesn't draw down any assets, essentially he is living off his RE and Pension Passive income...I feel this even further reduces generational dilution .
Basically we are looking at Multi millions of inheritance on each side of the family. I feel like I am being waaay too lenient with risk considering all of the above.
I understand the pigs get slaughtered mantra, but even this still seems like safe bet, is a QQQ/MGK folio ever going to get obliterated, I doubt it.
Any thoughts? I know, chasing 20-23% gains on the ride up...
Tempted to tilt much heavier to Nasdaq, QQQ/MGK...take like 80% of the folio as opposed to maybe 30% right now.
Me 39, DW 37
No debt. ~ 11yr left on Mtg.
Small Pension later with decent SS when we choose.
Inheritance of 1MM+ Easily later.
And a runway of at least 11 years until ER..and likely 16 years before we sell anything (provided we have no catastrophe like divorce and splitting assets very unlikely)
DF owns RE...a decent amount 1MM+ and he doesn't draw down any assets, essentially he is living off his RE and Pension Passive income...I feel this even further reduces generational dilution .
Basically we are looking at Multi millions of inheritance on each side of the family. I feel like I am being waaay too lenient with risk considering all of the above.
I understand the pigs get slaughtered mantra, but even this still seems like safe bet, is a QQQ/MGK folio ever going to get obliterated, I doubt it.
Any thoughts? I know, chasing 20-23% gains on the ride up...