I'm kinda surprised that it took this long. Final word on the expense ratios of all these ETFs isn't out yet, but it looks like Vanguard's muni funds will still be cheaper. Though, for people with brokerage accounts, this may be good.
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After reading that "tax free" income from munis is now (as of 2008) going to be added back in to compute one's income for medicare premium purposes, I guess I gotta ask how "tax free" munis really are.
I strongly suspect its only a matter of time before all of those who thought Roth withdrawals would be tax free find out otherwise.
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