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Need help with IRS Direct Pay for estimated taxes
Old 08-18-2022, 04:49 PM   #1
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Need help with IRS Direct Pay for estimated taxes

I am helping my 90 year old mother simplify her finances. She had been paying her estimated income taxes by mailing a check. I told her we could do it online. I paid her state tax estimate online with no problem. I tried to pay her federal estimate using IRS direct pay and could not do it. The first time I tried it said her identity could not be verified. I double checked all the info to make sure it was identical to her 2021 tax return and tried again. This time it said I had incorrectly entered her SS number with hyphens. I entered the number with no hyphens but the site automatically inserted hyphens. I tried using both Safari and Firefox browsers, no success. I also tried my iPad, no success.

Any suggestions?
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Old 08-18-2022, 04:51 PM   #2
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I use Direct Pay on an iPad - Safari browser - without issues.
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Old 08-18-2022, 04:54 PM   #3
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I don’t have any experience with IRS Direct Pay. But like others here I’ve used EFTPS for years with zero issues. Easy to enroll, and easy to pay estimated Federal taxes. https://www.eftps.gov/eftps/direct/EftpsHome.page

I also use NCDOR to pay NC estimated taxes, also very easy to use, no enrollment even. https://electronic-services.dor.nc.gov/wps/portal/nc40
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Old 08-18-2022, 04:55 PM   #4
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EFTPS as said above. Easy peasy!
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Old 08-18-2022, 04:55 PM   #5
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The EFTPS requires a PIN which is mailed to you and takes weeks. FYI
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Old 08-18-2022, 04:58 PM   #6
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The EFTPS requires a PIN which is mailed to you and takes weeks. FYI
I must have forgot about that long wait since I have been using EFTPS for over a decade.
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Old 08-18-2022, 05:02 PM   #7
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If she has RMDs greater than her taxes, she could have it withheld from that. That automatically is treated as if it was even throughout the year. At least for Fidelity, it was just a couple clicks, no other account/logins required. Easier than Easy peasy!

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Old 08-18-2022, 05:28 PM   #8
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Originally Posted by COcheesehead View Post
The EFTPS requires a PIN which is mailed to you and takes weeks. FYI
Like aja8888 it was so long ago for me I donít remember, but OK.
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Old 08-18-2022, 05:30 PM   #9
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Writing a check and mailing it to the IRS with your SS # and Form indicated (1040) works too. But it sounds like that is what she currently is doing.
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Old 08-18-2022, 06:35 PM   #10
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Quote:
Originally Posted by harllee View Post
I am helping my 90 year old mother simplify her finances. She had been paying her estimated income taxes by mailing a check. I told her we could do it online. I paid her state tax estimate online with no problem. I tried to pay her federal estimate using IRS direct pay and could not do it. The first time I tried it said her identity could not be verified. I double checked all the info to make sure it was identical to her 2021 tax return and tried again. This time it said I had incorrectly entered her SS number with hyphens. I entered the number with no hyphens but the site automatically inserted hyphens. I tried using both Safari and Firefox browsers, no success. I also tried my iPad, no success.

Any suggestions?
we use EFTPS for federal estimated taxes.
https://www.eftps.com/eftps/
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Old 08-18-2022, 06:42 PM   #11
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The EFTPS requires a PIN which is mailed to you and takes weeks. FYI
That will be the problem with the EFTPS, the PIN will be mailed to mother's house and I live about and hour and a half away. I guess she could read the PIN to me over the phone and I could finish setting it up online (mother is not computer literate). I wonder if the PIN would be mailed in time to pay her 9/15 estimate?
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Old 08-18-2022, 06:44 PM   #12
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Originally Posted by ERD50 View Post
If she has RMDs greater than her taxes, she could have it withheld from that. That automatically is treated as if it was even throughout the year. At least for Fidelity, it was just a couple clicks, no other account/logins required. Easier than Easy peasy!

-ERD50
Good idea, that is what I do for myself but mother has no RMD. I guess I could have it withheld from her SS but she counts on the SS deposit for her spending money.
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Old 08-18-2022, 06:47 PM   #13
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Writing a check and mailing it to the IRS with your SS # and Form indicated (1040) works too. But it sounds like that is what she currently is doing.
Yes, that is what she has been doing but keeping up with it and writing and mailing the check is getting too much for her. I am trying to do more for her and simplify things. We have almost all of her bills on automatic payment, the tax estimate is one she has still been writing a check for and I am trying to eliminate that.
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Old 08-18-2022, 06:50 PM   #14
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+1 on EFTPS.
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Old 08-18-2022, 06:51 PM   #15
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Has anyone had any experience paying Federal taxes by credit card? Mother has a cash back credit card. I know there is a 2% fee for using a credit card for paying federal taxes but she gets about that in cash back so it could be a wash.
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Old 08-18-2022, 06:53 PM   #16
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I was rejected from EFTPS twice. There is no way to find out why and fix it. So I just mail them a check.
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Old 08-18-2022, 06:57 PM   #17
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I was rejected from EFTPS twice. There is no way to find out why and fix it. So I just mail them a check.
Gumby did you try IRS direct pay?
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Old 08-18-2022, 07:01 PM   #18
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we use EFTPS for federal estimated taxes.
https://www.eftps.com/eftps/
Apply well in advance because of the need for a PIN to use the service.
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Old 08-18-2022, 07:11 PM   #19
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Gumby did you try IRS direct pay?
No, I didn't. I read about their problems last year and decided that I would try to help by filing electronically for the first time in my life. But they made that impossible, so I'm done with them. The can suck on paper for the rest of my life.
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Old 08-18-2022, 07:18 PM   #20
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No, I didn't. I read about their problems last year and decided that I would try to help by filing electronically for the first time in my life. But they made that impossible, so I'm done with them. The can suck on paper for the rest of my life.
What will you do when you are 90 like my mother and can't write the check anymore? Do you have a dutiful daughter like me that will figure it out for you?
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