Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Need help with my investing
Old 01-12-2010, 01:40 PM   #1
Thinks s/he gets paid by the post
MuirWannabe's Avatar
Join Date: Oct 2009
Posts: 1,583
Need help with my investing

Okay. I'm ready to try and get my financial house in better order. I have a 401K that is settled among the investment choices prescribed. Not much else I can do there for now.

I have $270,000 in a money market earning 1%. I'd like to keep about $100,000 in cash. That leaves $170,000 able to invest. Also, I have three accounts with Oppenheimer that are iin some doggy funds from which I really want to escape. Two of these accounts are DW and my IRA accounts. Mine is only $6500 and hers is $59,000. The other account is $24,000 and is not an IRA.

I have read enough to appreciate the Bogle philosphy of investing over my experience with managed services. Indexing seems very agreeable to me. But in looking on the Vanguard site I quickly get confused between ETF's, regular index funds, mutual funds, etc. And I sure don't know which ones to choose.

I would like to just choose a few (3-4) index funds that allocate the above balances across equities and bonds. Probably a 65/35 split. Maybe a little international exposure but probably not very much.

Can someone help suggest the funds I should look into to accomplish this? Also, will be leaving Oppenhiemer. Guess I will go with Vanguard for a new brokerage account(s) unless someone has other suggestions.

Sorry to be an investing ignoramous. But that is what I am. Any help is appreciated.
“Of all the paths you take in life, make sure a few of them are dirt.” John Muir
MuirWannabe is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-12-2010, 01:54 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,250
Not to be a spoil-sport, but if you are going to use Vanguard and follow a Boglehead philosophy, then the best place to get help is at
Bogleheads :: View Forum - Investing - Help with Personal Investments

Read and follow the directions in the sticky "Asking Portfolio Questions"

It just seems redundant to ask on this forum. We are all nice folks, but those folks are experts in this area and I think much better suited to giving folks the best advice. Good luck!
LOL! is offline   Reply With Quote
Old 01-12-2010, 02:34 PM   #3
Thinks s/he gets paid by the post
MuirWannabe's Avatar
Join Date: Oct 2009
Posts: 1,583
Went to that site. I agree. Thanks. I'll ask my questions there.
“Of all the paths you take in life, make sure a few of them are dirt.” John Muir
MuirWannabe is offline   Reply With Quote
Old 01-12-2010, 02:42 PM   #4
Moderator Emeritus
W2R's Avatar
Join Date: Jan 2007
Location: New Orleans
Posts: 44,947
Good. Many of us here (including me) have used the excellent advice given to us at the Bogleheads forum as a foundation upon which to build and design our own portfolios. The advice I received was very good. I made some major modifications to my initial ideas based on that advice, and consequently my portfolio has behaved exactly as I wished.
Happily retired since 2009, at age 61.
W2R is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Value Investing Arif FIRE and Money 6 04-26-2016 06:01 PM
CD Investing boots FIRE and Money 10 10-02-2008 07:24 AM
Investing? bkoguy07 FIRE and Money 13 12-26-2007 12:31 PM
I know nothing about investing... madrone FIRE and Money 10 08-26-2005 04:17 PM
Investing Seeker FIRE and Money 10 09-26-2003 04:13 PM

» Quick Links

All times are GMT -6. The time now is 06:41 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.