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Old 03-29-2024, 10:58 AM   #81
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Originally Posted by rayvt View Post
I read that as "Maybe make a new baby.".
That would certainly take care of a “too much time on my hands” problem.
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Old 04-02-2024, 05:10 PM   #82
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I don’t check per se, but every month I enter all our balances in an excel sheet.
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Old 04-02-2024, 05:50 PM   #83
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Originally Posted by big-papa View Post
I look at my account daily, primarily during my "me time" in the early morning hours before anybody else is awake. Look at data, update spreadsheet, and then move on to something else.

Merely looking isn't a bad thing unless you're prone to make decisions based on what you just saw or if you feel it's become some sort of unhealthy obsession.

I do exactly the same over my morning coffee. It assures me nothing slipped by fraudulently (alerts or no alerts). Only difference is I use Quicken rather than a spreadsheet.
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Old 04-02-2024, 06:24 PM   #84
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So it took a lot of willpower not to look today, but I didn’t. One thing I got from this post is it made me think about security. A lot of people said they check their accounts frequently to ensure nothing suspicious is going on with their accounts. I need to do something to ensure that my accounts are secure. Most of my money is in fidelity so that’s the main one I want to lock down tight.
Every day when I open my eyes now it feels like a Saturday - David Gray
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Old 04-02-2024, 07:44 PM   #85
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I think in this last year, we all like to look at BIG numbers, numbers most have not seen before, and we rub our eyes thinking it's a dream. Are they still there?!? One must remind themself, it's just on paper.
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Old 04-02-2024, 08:02 PM   #86
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I check our Fidelity account several times a week. I just find it interesting. I rarely act on anything and when I do it is planned over a period of time, not reactive.

I reconcile our bank statements and cc accounts every 2-3 weeks, sometimes it gets stretched to 2 months! But I do reconcile in YNAB so if I wait too long it's a pain. But Fidelity? Yep, I check it several times a week. It's just a pre-retirement habit, I guess. I think I'm still just blown away that we had enough to retire and that the principal continues to grow. I find that fascinating...
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Old 04-03-2024, 04:37 AM   #87
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I remember Fidelity indicating the best returns of their account holders were the ones that either forgot they had an account, or had died and the account never claimed. I'm guessing that is an endorsement for not looking daily..... or ever.
Retired May 13th(Friday) 2016 at age 61.
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Old 04-03-2024, 05:47 AM   #88
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Originally Posted by audreyh1 View Post
Yes, you need other things to do to distract you and form a new habit.

I have to manually download data into my old Quicken these days importing via an intermediary spreadsheet, so I only update asset prices about twice a month.

However I still check and reconcile all statements from several financial institutions as they come in - that’s the security part.
With the advent of on-line access, no more written checks and alert capability from my financial firms, I have stopped using Quicken. It is much easier just to look for suspicious transactions on-line and I have linked all by accounts on Schwab to get the trend chart.
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Old 04-03-2024, 09:44 AM   #89
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I use Quicken heavily for tax planning which requires detailed YTD income reporting.
Retired since summer 1999.
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