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Net worth change since 1-1-2012, the real question !
01-02-2013, 01:39 PM
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#1
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Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,893
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Net worth change since 1-1-2012, the real question !
Who cares about the complexity of your portfolio or your returns for 2012 ! The real question is, how much did your net worth change from 1-1-2012 to 12-31-2012 ?
 ??
__________________
Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
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01-02-2013, 01:49 PM
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#2
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,128
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Net worth up 8.5% which I'm pleased about given that we are withdrawing dividends and making no contributions.
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Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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01-02-2013, 01:53 PM
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#3
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Full time employment: Posting here.
Join Date: Mar 2005
Location: Punta Gorda, FL
Posts: 828
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1.4%. But we spent quite a bit more than usual.
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01-02-2013, 01:54 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,746
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Net worth is up 20.9%, but that includes contributions. Return on investment, however, was about 15.9%
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01-02-2013, 01:58 PM
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#5
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Recycles dryer sheets
Join Date: Jul 2008
Location: Sacramento area
Posts: 478
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Portfolio 7.5% (and we took SEVERAL nice trips... hehehehe)
TOTAL assets (incl real estate) 18.6%
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01-02-2013, 02:01 PM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,371
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 Quote:
Originally Posted by Alan
Net worth up 8.5% which I'm pleased about given that we are withdrawing dividends and making no contributions.
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same here - only 8.9% increase for the year
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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01-02-2013, 02:01 PM
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#7
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,072
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Quote:
Originally Posted by Alan
Net worth up 8.5% which I'm pleased about given that we are withdrawing dividends and making no contributions.
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You beat me, only up 8.45%.  No contributions added either so I am too pleased.
__________________
Retired 3/31/2007@52
Investing style: Full time wuss.
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01-02-2013, 02:10 PM
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#8
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gone traveling
Join Date: Jan 2013
Posts: 52
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55%  This year I'm shooting for 35%. Yes, I live out of a box, which makes it easier to save like a bandit...
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01-02-2013, 02:45 PM
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#9
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Full time employment: Posting here.
Join Date: Jan 2011
Posts: 586
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Quote:
Originally Posted by frayne
Who cares about the complexity of your portfolio or your returns for 2012 ! The real question is, how much did your net worth change from 1-1-2012 to 12-31-2012 ?
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What is yours?
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01-02-2013, 02:53 PM
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#10
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Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,893
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Quote:
Originally Posted by KingB
What is yours?
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12% and thank you for asking, guess I need to be spending more. Being 62 this year and retired for the last eight years, I have no complaints. Nice to have more net worth now than when I retired. Hate to think I am going to have to worry about RMDs in a few years but things could be worse.
__________________
Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
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01-02-2013, 02:57 PM
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#11
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Thinks s/he gets paid by the post
Join Date: May 2011
Location: South Eastern USA
Posts: 1,068
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7.4%
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01-02-2013, 02:57 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Aug 2010
Posts: 1,440
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26% but still working and investing. And this doesn't include real estate, so very happy about our investing progress since leaving Ameriprise.
__________________
Learning how to be still, to really be still and let life happen - that stillness becomes a radiance -
Morgan Freeman
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01-02-2013, 03:04 PM
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#13
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Full time employment: Posting here.
Join Date: Jan 2011
Posts: 586
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10.67%, both retired.
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01-02-2013, 03:07 PM
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#14
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 4,872
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Vanguard says my investment return was 9.7% and my net worth including contributions was up by $146k as with no mortgage I was able to max out 457, 403b and 401a contributions and increase my after tax saving too.
__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
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01-02-2013, 03:14 PM
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#15
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Thinks s/he gets paid by the post
Join Date: Oct 2009
Posts: 2,115
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Up 23%. Still in heavy accumulation mode. Hoepfully for only a few more years. About to hit a new major miletsone for my net worth.
__________________
“Of all the paths you take in life, make sure a few of them are dirt.” John Muir
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01-02-2013, 03:16 PM
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#16
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Thinks s/he gets paid by the post
Join Date: Feb 2003
Posts: 2,395
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Up around 11.5%. Essentially no new money.
__________________
-- Telly, the D-I-Y guy --
Two fools dancing on the hands of time
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01-02-2013, 03:37 PM
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#17
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Full time employment: Posting here.
Join Date: Mar 2011
Posts: 534
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Net worth up 19.14%, portfolio return 13.54%.
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01-02-2013, 03:53 PM
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#18
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Recycles dryer sheets
Join Date: Dec 2012
Posts: 113
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Interesting question. I just computed mine, and it's up 7.7%. I also increased my spending last year, so I saved less. I'm going to try to reverse that trend this year.
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01-02-2013, 04:04 PM
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#19
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2006
Location: Washington, DC
Posts: 11,328
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Portfolio and net worth were the same for me since I am in withdrawal mode -- 11.19. Now that doesn't include houses but I don't pay much attention to those values since I am not ready to sell either of them. If I were to guess that would kick my Net worth up another 2 or 3% this year.
__________________
Idleness is fatal only to the mediocre -- Albert Camus
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01-02-2013, 04:11 PM
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#20
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Thinks s/he gets paid by the post
Join Date: Feb 2012
Posts: 1,495
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Overall up 13.6%. Withdrawing a whopping 2.1%. Just increased the monthly draw. Days like today are great, but I'm still stuck thinking that at 61 gotta stay at 2-3%. You hear the drumbeat of living til 92+; 2008 can repeat (likely will), healthcare and taxes going up, blah blah blah. I'm just trying to shake off the fiscal pessimism and enjoy spending more of this before my kids get it...and neither of them really need it! Have a Happy New Year all, let's hope the trends continue to be positive.
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