Originally Posted by badatmath
I seem to be one of the few at w*rk I know who is not planning to move 401k to fixed around election time. Am I wrong?
If you're thinking of moving 401(k) assets to fixed around election time, then you'd better have a really good crystal ball. I know I don't, and I get almost every market reaction wrong. If I were to try to time the market, I'd have to go opposite of my gut instinct, which would obviously be quite hard.
If you need to (to sleep well at night, or to resist panic selling), migrate your AA to a slightly more conservative stance, and/or ensure that you have 3-4 years (of your projected expenses or spending) in cash/bonds/cash equivalent, and then "stay the course" (Vanguard). I'd go with the latter, so that no matter what happens, you can draw from cash/bonds/fixed in the event of a downturn, and if it doesn't, then you can take from funds/equities with gains.