Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 10-29-2019, 09:48 AM   #81
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2009
Posts: 5,782
Quote:
Originally Posted by easysurfer View Post
Saw a story the other day on the morning news about the scammers being more sneaky by posing as the bank fraud department and faking a one time pin during the scam.

https://www.cbs.com/shows/cbs_this_m...-text-message/
This is like the tale the OP described, where they ask you for the verification code via text they prompted during a Reset Password attempt. Never, EVER read one of those codes over the phone to a stranger, no matter how convincing they sound.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
scrabbler1 is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-29-2019, 01:56 PM   #82
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
 
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,412
As mentioned earlier, we retired folks seem to get many unwanted calls daily. My newest tactic goes like this:


"Hello Mr. mickeyd, this is Bob calling"

"Oh, Hey Bob. I have been waiting for your call. I have your check right here, all I need is your address...Bob" and I hang up and block the caller.
__________________
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote
Old 10-29-2019, 03:35 PM   #83
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Sunset's Avatar
 
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 10,762
Quote:
Originally Posted by O2Bfree View Post
I know this is an old thread, but I saw a good article on CNN this morning about this very scam. The article includes details about how scammers use social engineering to get your personal information, for example, from small companies:

https://www.cnn.com/2019/10/27/busin...rnd/index.html

"A small company could easily be tricked into giving up personal customer information over the phone if a clever hacker has just enough information to seem credible.

Small banks and companies have been known to put out member newsletters or even hold member appreciation events where it's posted on social media and people are invited to accept or decline the invitation, according to Ron Schlecht, managing partner of security firm BTB Security.

A savvy hacker could've used that information to find members of that bank and use social engineering to find information such as their home addresses and phone numbers in order to phish them."
My old company did this, the HR dept sent them a file with all the past and present employee information in it.

Of course the employer didn't notify anyone, I heard from an existing employee
__________________
Fortune favors the prepared mind. ... Louis Pasteur
Sunset is online now   Reply With Quote
Old 10-30-2019, 04:25 AM   #84
Recycles dryer sheets
 
Join Date: Jan 2014
Location: Voorheesville, NY
Posts: 114
I once got a call from a solicitor and I asked if I could think about it and call him back. He stated they didn't give out phone numbers so I had to decide right then. I declined and hung up. Then, since he had said his company's name; I looked up their headquarters phone number, called them, said I had been chatting with 'Bob' from their Los Angeles office and got cut off. Could they give me his number so I can call him back.

They did - I called him back and he freaked out. Thought I was now stalking him. Made him nervous as hell and gave me a big laugh.
jpeter1093 is offline   Reply With Quote
Old 10-30-2019, 06:45 AM   #85
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Aug 2004
Location: Laurel, MD
Posts: 5,591
One of my credit unions requires me to provide a secret code word for every contact. Another uses a unique PIN for telephone contact.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
jazz4cash is offline   Reply With Quote
Old 10-30-2019, 07:22 AM   #86
Thinks s/he gets paid by the post
 
Join Date: Jan 2017
Posts: 1,565
Quote:
Originally Posted by jpeter1093 View Post
I once got a call from a solicitor and I asked if I could think about it and call him back. He stated they didn't give out phone numbers so I had to decide right then. I declined and hung up. Then, since he had said his company's name; I looked up their headquarters phone number, called them, said I had been chatting with 'Bob' from their Los Angeles office and got cut off. Could they give me his number so I can call him back.

They did - I called him back and he freaked out. Thought I was now stalking him. Made him nervous as hell and gave me a big laugh.
I'd have to question the honesty of someone who tried to sell me something, but wouldn't let me contact them. I know that salesmen want to make an immediate sale, but I won't buy if they won't give me time to think about it.
CaptTom is offline   Reply With Quote
Old 10-30-2019, 07:32 AM   #87
Recycles dryer sheets
 
Join Date: Feb 2019
Posts: 185
One thing to remember, the security codes being talked about are for when YOU initiate the communication. The banks will always default to your address and/or phone number on file to contact you and you are assumed to be you. If they need to confirm information, they should provide it for you to confirm.
Dalmore is offline   Reply With Quote
Old 10-30-2019, 02:14 PM   #88
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Aug 2004
Location: Laurel, MD
Posts: 5,591
I got an automated call from the "Social Security Administration Department" today to inform me of a problem with my account involving criminal activity and law enforcement. I had answered my cellphone accidentally. They gave me a number to call but I hit the callback button instead to satisfy my curiosity. A polite young male voice answered "Good Morning, Social Security Administration. How may I help your?"
I was tempted to play but decided not to waste my valuable time.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
jazz4cash is offline   Reply With Quote
Old 10-31-2019, 11:32 AM   #89
Recycles dryer sheets
 
Join Date: Sep 2012
Posts: 73
Quote:
Originally Posted by Omalley View Post
A good reminder to thank the 'helpful' caller for the information and letting them know that you will call your bank/credit card/brokerage directly to verify the issue.
That's exactly what I would do!
marc515 is offline   Reply With Quote
Old 10-31-2019, 04:54 PM   #90
Full time employment: Posting here.
 
Join Date: Jul 2009
Posts: 937
Right.

NEVER discuss your account if someone calls you. NEVER.

Hang up immediately and call your bank and go from there.
stephenson is offline   Reply With Quote
Reply

Tags
phone scams, scams


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
How much can a phone scam artist know from my phone number? SecondCor521 Other topics 33 03-07-2019 05:21 PM
Scam or no scam ? Moemg Other topics 20 12-01-2009 09:19 PM
A Novel Social Security Question rcsj FIRE and Money 19 12-11-2007 03:13 PM
Novel Use for Dryer Sheets GMueller Other topics 8 02-28-2007 05:37 PM

» Quick Links

 
All times are GMT -6. The time now is 01:34 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.