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Old 01-01-2018, 10:47 AM   #21
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About broke even since our very high OOP medical expenditures and pre-paying some costs for DD's upcoming wedding took out the NW increase.
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Old 01-01-2018, 10:50 AM   #22
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Up 17.4%. I have been debating on whether to cut back on stock exposure but will probably just let it ride a little longer.
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Old 01-01-2018, 10:51 AM   #23
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+20% or more - Includes new contributions as well as investments. Excludes real property.
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Old 01-01-2018, 11:02 AM   #24
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20.73%. We contributed money to our retirement accounts, but also withdrew the same amount to purchase a new vehicle. This also excludes our residence. It was a pretty good year!
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Old 01-01-2018, 11:10 AM   #25
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Up 13.6% not including home equity.
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Old 01-01-2018, 11:19 AM   #26
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Hmmm, we are only at 6.2% but we have not yet taken SS, so we spent 5.2%, so we were looking at a gain of 11.4%. Also took a serious hit on company ESOP which luckily is only a small percentage. I'm $250k above where I thought I would be on my til death spreadsheet. Wonder if I can get DH to spend it
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Old 01-01-2018, 11:47 AM   #27
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up 13% not including home value which they say is increasing rather rapidly. This is net worth so of course it includes the effect of spending. My spending was just slightly above predicted for the year, and excluding the pension income was a WR of 3.5% of initial NW. This was my first full year of retirement (2016 was "only" 11 months of ER).

Very grateful for such good financial times. Although i was working, I was a steady DCA investor during all the downturns since early 1990's (missed the 1987 event as I was not into investing as i should have been then, a late bloomer, which I do regret). Not terribly sophisticated, just steady. Hopefully i will also not get too upset when the good times stop rolling, as they inevitably will someday.
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Old 01-01-2018, 11:50 AM   #28
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13.5% after spending, not including the house. I think that would add another 2 or 3 percent based on general figures tossed around but we have no plans to sell.

Edit: The numbers in this thread make more sense to me than the numbers tossed around in the YTD performance thread (How are you Doing So Far or something) that has been running for months. Everybody was reporting 20%+ there.
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Old 01-01-2018, 11:53 AM   #29
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On a percentage basis how much did your net worth increase or decrease by in 2017 ? Yours truly got a 10.7% bump in the right direction. What say you ?
10.4% if I compute net worth as my investments and bank accounts.

15.3% if I compute net worth as the above plus the value of my house, which is increasing rapidly. I never plan to sell so I am inclined to say this number is pie in the sky.
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Old 01-01-2018, 11:54 AM   #30
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Up about 14%. Cash and bonds were a big drag. OTOH, despite my spending, I still ended up with more than I started after adjusting for inflation.

Interestingly, I have a very small amount in a Schwab Intelligent Portfolio (SIP for short). It was up very close to the bulk of my stuff - 13.75%. I think I am going to change my answers to their questions, and see how a more aggressive posture works out in 2018.
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Old 01-01-2018, 12:10 PM   #31
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14.54 percent for me. Was a great year.
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Old 01-01-2018, 12:15 PM   #32
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First year of retirement - NW +14.2%
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Old 01-01-2018, 12:16 PM   #33
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First year of retirement - NW +14.2%
That's an encouraging start! Way to go!
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Old 01-01-2018, 12:21 PM   #34
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Only 9.7% (excluding house) but living only off after tax monies with a fairly conservative AA. Not taking SS yet.
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Old 01-01-2018, 12:22 PM   #35
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Since NW includes darn-near everything that I own, including house, cars, stamp collection etc., I have no idea if it went up or down, though VG says my stash with them (50/50) grew 10.2% after RMD distribution.
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Old 01-01-2018, 12:22 PM   #36
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Thanks thumbs! Had figured it would go down because we had no income streams for the year.

Does not include any increase in home value.
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Old 01-01-2018, 12:23 PM   #37
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12.9% increase in our NW, excluding home value. We are totally happy with that.
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Old 01-01-2018, 12:27 PM   #38
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Not counting home values (neither market value nor mortgage balance) or any personal property, we are +14.3%. I had some income. About 1/2 of that income was offset by the purchase of a new-to-us vehicle.

2017 was a good year for most everyone here. Let's hope for a repeat.
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Old 01-01-2018, 12:31 PM   #39
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NW is up 13.4% for the year. This is for the portfolio only, which seems to make sense because our withdrawal rate is around 2% and the portfolio performance was up 15.3%. If I include estimated beginning and ending values for the main house and rental properties, it drops to about 12.5% since they didn't grow as much as the portfolio. Both calculations exclude the value of personal assets and NPV of two pensions. SS is still about 10 years off for us.
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Old 01-01-2018, 12:58 PM   #40
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Up 11.6% after spending & not including real estate.
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