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View Poll Results: Do you use hotel or other wifi options while traveling?
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Yes, I use free wifi where ever I am to logon to banking and brokerage sites
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30 |
34.88% |
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I only use hotel wifi to log on to bank and brokerage accounts domestically
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8 |
9.30% |
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Nope, never logon if outside my home
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48 |
55.81% |
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10-31-2019, 01:03 PM
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#61
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Administrator
Join Date: Feb 2007
Location: Pacific NW
Posts: 5,795
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 Quote:
Originally Posted by Just_Steve
Can't vote as I only use cellular date to do mobil baking when away from home. Would never use a hotel wifi for banking.
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Same here... 
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10-31-2019, 02:42 PM
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#62
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Thinks s/he gets paid by the post
Join Date: Dec 2017
Posts: 2,083
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Disclaimer: I'm not an IT person, but my understanding is that if you log into an unprotected (public) wi-fi account, according to articles I've read on CNET and other places, it's super easy for others to intercept everything you do, including usernames and passwords...and they may even be able to install a keystroke logger onto your device. I've read numerous articles telling you to never log into secure sites on a public network.
I only use the cell carrier when away from home to access financial sites.
__________________
Balance in everything.
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10-31-2019, 02:56 PM
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#63
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,285
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Quote:
Originally Posted by HNL Bill
I only use the cell carrier when away from home to access financial sites.
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Is that safe?
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11-02-2019, 06:15 AM
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#64
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Recycles dryer sheets
Join Date: Dec 2009
Location: Ft Lauderdale
Posts: 59
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I opted in to the security "Lockdown" feature on my accounts at Fidelity. Even I can't electronically transfer funds out of my own accounts unless I go through a 2FA (two-factor authentication) to get them unlocked. I also get plenty of notifications, especially on my credit card when over it's over a certain amount or if the card is not present such as an online purchase. Things that make me feel a bit safer no matter where I log into my accounts, which I check often. Been doing this ever since there was Wifi. No problems yet. Can a hacker get into my accounts and do some damage? It would be extremely difficult, but nothing is impossible. I would think they would rather choose someone's account that doesn't have all these safeguards in place.
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11-02-2019, 06:32 AM
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#65
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Posts: 6,402
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Quote:
Originally Posted by GrayHare
https does not encrypt metadata, meaning it leaks all sorts of information about you and the sites you access, though probably not your password. By gathering your metadata a hacker can learn much about you, perhaps enough information to impersonate you online.
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Bingo.
HTTPS is great, so even a man in the middle can't see the password on your bank transaction. Most banks and big shopping sites have a handle on this and do https correctly, so that's less and less of a worry.
What is a worry is EVERYTHING ELSE you are transmitting. You know how google/amazon/ER.org present you ads for stuff you just looked at? Now, imagine a hacker getting all your session data. It is just bits and pieces. But these guys are getting crazy good with big data analysis. They'll just take your information and add it to your "profile" which is slowly building out there.
Eventually, they may have enough information to give to their inside-friend at a cell company and sim swap you.
You see, it isn't the easy just-pick-off-the-password anymore. It is about building a profile to use against you with all the other data.
__________________
Retired Class of 2018
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11-02-2019, 07:00 AM
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#66
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Recycles dryer sheets
Join Date: Jun 2017
Location: Punta del Este
Posts: 264
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Any password protected WiFi is better than an unsecured public connection and preferable to a phones data connection. Public places like hotels that have password protected systems are still not secure if the passwords don’t change regularly.
VPN’s are so simple to use that I use them whenever away from my home router and I have a dedicated VPN router at home too....
__________________
Retired @age 53 with and moved to Uruguay 2013.
Adequate Balanced portfolio. 40% equity, 20% LTrm income/bonds, 40% income producing real estate. ER is the Greatest! Actually DW is the greatest! And loving life as never before...
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11-02-2019, 07:31 AM
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#67
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 27,602
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Quote:
Originally Posted by Just_Steve
Can't vote as I only use cellular date to do mobil baking when away from home. Would never use a hotel wifi for banking.
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+1 When traveling I'll only use my cellular data.... never a hotel or public wifi... will log on from an AirBNB lodging.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56...target 65/35/0 AA TBD
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11-02-2019, 11:18 AM
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#68
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Confused about dryer sheets
Join Date: Jul 2018
Posts: 1
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Agreed
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I never do that over unsecured connections
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11-02-2019, 01:32 PM
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#69
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Confused about dryer sheets
Join Date: Jul 2019
Posts: 3
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I never do that over unsecured connections
But I often do it using the VPN....it's not that hard and it gives you all the protection you need over unsecured wifi links.
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11-02-2019, 01:41 PM
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#70
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Recycles dryer sheets
Join Date: Jul 2017
Location: Pittsburgh
Posts: 140
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Quote:
Originally Posted by Just_Steve
Can't vote as I only use cellular date to do mobil baking when away from home. Would never use a hotel wifi for banking.
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+1
__________________
Retired Oct 2017 @ 58; consulted part-time and then fully retired Aug 2019 @ 60 - woo hoo!
No pension | AA: 45/30/25
Into spreadsheets, making art, walking in nature, gardening, strength training, beer, woodworking
Mantras: Carpe diem & Gratitude
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11-02-2019, 04:21 PM
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#71
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Thinks s/he gets paid by the post
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,072
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I use a travel router. I plug it in via a cord to the hotel system. Then all of our devices go through it. I also us a vpn when banking, or phone as a hot spot.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
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11-07-2019, 10:45 PM
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#72
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Dryer sheet aficionado
Join Date: Apr 2011
Location: Sandpoint
Posts: 27
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Use phone service
I will do banking from the phone using cellular data, not WiFi.
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11-08-2019, 04:49 PM
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#73
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Location: Denver
Posts: 3,153
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Quote:
Originally Posted by mrfeh
Without getting into technical details, if you are using a browser, the connection between your device and the server is encrypted from end-to-end. The perceived security of the hotel wifi should not factor into this decision.
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Exactly!
- Use a book-mark in your browser to get to your financial institution website to make sure you don't fat-finger to a phishing site.
- Verify that the URL starts with https://
- Use 2-factor authentication if available
You should be doing the above when logging in from anywhere including your home.
From what I understand, financial institution apps on phones are secure whether over Wi-fi or cellular.
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