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PenFed Realty: 1% cash back?
Old 06-25-2007, 02:55 PM   #1
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PenFed Realty: 1% cash back?

I was logging out of my PenFed account, when I saw a link for PenFed realty:

If you use them to buy a home, you get 1% cash back! Pretty sweet...and pretty interesting diversification on their product lines.
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Old 06-25-2007, 06:20 PM   #2
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If I have to provide tax returns and supporting documents for a frigging credit card, I'm sure not gonna jump through all the hoops they probably have for a mortgage. If I ever buy a new house, it will be by cash anyway.

Probably a good deal for young people with mortgage plans.
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Old 06-25-2007, 08:27 PM   #3
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Looks like they're only operating in the virginia/dc/maryland area and theres a magical "up to 1%" without any footnote going with the "*" to figure out what the "up to" fine print means.

BTW, costco and other group programs offer rebate buying and selling programs.

What you end up getting through these is often either an inexperienced buyers/sellers agent willing to give up a bunch of their cash, or a "mill" agent that wont spend much time with you. Not that this is necessarily automatically a bad thing can be.
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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