Pensions - lump sum vs. payments

[tuixiu]

there is absolutely no way I'd take a 350K lump sum over a 60K pension unless I were quite advanced in age.

Yup, that one doesn't even seem close to me.

My wife's pension gets an assumed 8% for both her contributions and the 100% company match, it's like a savings account on steroids. Barring crazy inflation we'll leave whatever we can in there for as long as we can.