Personal Milestone !!

[Salaryman]

Another way to determine bond allocation is to start with a percentage to your age and adjust it relative to your risk tolerance. For example, if your are 40 years of age, your initial bond allocation is 40%. Add or subtract to/from the 40% based on your risk tolerance.

All being said, the right percentage of equity investment in one's portfolio is where one can feel comfortable with and be able to sleep at night. There really isn't a single correct answer to achieving the endgoal.