Independent
Thinks s/he gets paid by the post
- Joined
- Oct 28, 2006
- Messages
- 4,629
With all the comments on any thread referencing SS reductions, I thought a poll made sense.
Pick the percent that's closest to your number. If your best guess is 90%, pick 100%. If your best guess is 85%, pick 75%.
I intend that "expecting" is your best guess. Most of us will make plans that have some cushion for the possibility for actual being worse than expected.
So my best guess is that I'll average about 85% over my eligible years. But my saving/spending plan is conservative enough that I won't starve even if I end up with just 25%.
If you think you'll lose some of your benefit due to some sort of means testing, use the reduced benefit as your estimate.
(I wish the poll allowed for a couple more choices on plans vs. expected and on means testing. Maybe I need another poll.)
Pick the percent that's closest to your number. If your best guess is 90%, pick 100%. If your best guess is 85%, pick 75%.
I intend that "expecting" is your best guess. Most of us will make plans that have some cushion for the possibility for actual being worse than expected.
So my best guess is that I'll average about 85% over my eligible years. But my saving/spending plan is conservative enough that I won't starve even if I end up with just 25%.
If you think you'll lose some of your benefit due to some sort of means testing, use the reduced benefit as your estimate.
(I wish the poll allowed for a couple more choices on plans vs. expected and on means testing. Maybe I need another poll.)