Nothing in the poll options came close to our situation, so I'm sitting this one out.
Been retired (@ age 58) for 11 years and,( between DW and I) we have 6 income streams that have provided us with monthly cash that is currently more than our expenses.
Many folks talk about the cost of medical insurance. We have fortunately never had that problem as we were/are covered by tricare, and now Medicare/tricare for life. In November I will claim my SS benefits @ age 70. DW will drop her SS and claim her spousal benefits. We have enough in IRA/Roth/taxable accounts @ Vanguard to insure that we will have more than enough as long as we live.
It just took a simple plan, LBYM and execution of the plan.
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.