Sorry. I meant for this for Slice and Dice to cover that general category of Multiple mutual funds and/or individual Bonds and stocks... any variety of asset allocation techniques. Index funds and or EFTs would fall into that category for fairly borad diversification.
Based on your explanation, I would expect a very one sided poll which is what the results are so far. My only concern is that anyone would pick any other answer but "slice and dice."
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Joined
Feb 14, 2007
Messages
5,072
2B
You are probably correct. That is why I lumped it together. I assume that most people on the board are employing a fair amount of diversification. I am interested in the other categories.
Biggest fund is Target retirement, then wife has several mutual funds in 403b which are being converted to VG Wellesley, our Roth is an asset allocation fund (VAAPX) and we own several DRIP stocks, some ibonds and cash accounts.
Simple answer: Target Retirement
I had a miscellaneous mix of mutual funds (stocks & bonds) and limited stocks collected throughout my working life. When I sold the house and invested the proceeds, I went with some core balanced funds for the majority along with some global equities. I use the Vanguard portfolio watch tool to keep my overall portfolio (somewhat) in line with their recommendations.
I like the flexibility of the slice and dice. Maybe someday, I'll move the other mix over to VG and get them all under one roof.
So far it looks like the S/D option is winning 9-1 which does not surprise me with this crowd of over-achievers and DIY nuts.
I wonder what the results of the same poll would be with the average American participating? Probably would need an additional Q like: "What is a portfolio?"