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View Poll Results: Are you changing your asset allocation due to pandemic market impact?
Staying the course 230 74.19%
Selling it all (or a lot of it) 41 13.23%
Other (please explain) 25 8.06%
Pie 14 4.52%
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Poll: Stay the course or Sell it All. May 2020
Old 05-12-2020, 04:11 PM   #1
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Poll: Stay the course or Sell it All. May 2020

It was suggested a poll be posted
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Old 05-12-2020, 04:16 PM   #2
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I'll go first. At 77 years old with a very ill DW.......we have enough and we have limited our equities to under 20%. Right now, we are at 11% and will add the other 9% when the time is "right". The rest is a mix of municipal bonds, CD's, and cash. No debt either.

No stomach for a big paper loss with maybe 10 years left.
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Old 05-12-2020, 04:18 PM   #3
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Stay the course....thousand points of light...
Stay the course
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Old 05-12-2020, 04:19 PM   #4
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I am voting pie because i want to just changed the sizes of the slices of the pie.
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Old 05-12-2020, 04:22 PM   #5
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I always choose pie.... Preferably pecan.
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Old 05-12-2020, 04:25 PM   #6
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Staying the course. Being prediabetic i avoid pie.
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Old 05-12-2020, 04:25 PM   #7
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Staying the course, albeit misleading.
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Old 05-12-2020, 04:28 PM   #8
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Sold a bit of equities. Was right at my AA, now I'm 5% short.
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Old 05-12-2020, 04:33 PM   #9
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I voted stay the course, but I did make a slight reduction (4%) to the equity portion of our AA, now at 27/40/33.
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Old 05-12-2020, 04:42 PM   #10
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No change to my plan of 50/50 AA, but the market magically adjusted it to 38/62. I was very impressed.

No hurry to rebalance but I'll happily do that in time. I have no problem with buying a rising market, and I'm fine with missing a bit of gain during the bottom.
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Old 05-12-2020, 04:43 PM   #11
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I reduced equity by 10% back in March (some of that was due to markets decline) and will hold at a 30/70 mix.
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Old 05-12-2020, 04:53 PM   #12
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I offloaded stocks like RCL, BA, O and a few that were harvested for tax losses. Put some additional cash aside, but also added to AMZN, C, MAIN and CMG.
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Old 05-12-2020, 05:00 PM   #13
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My 457 has been in stable value for about 15 years, now earning 2.3%

My taxable account is 100% stocks.

My Roth is 100% stocks. I haven't changed anything in those.

I did buy 45k of SBUX at 54 and 4k of SPG at 50.75 in March.

Also collecting rent from 3 tenants who have fully paid their rent.
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Old 05-12-2020, 05:03 PM   #14
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Staying the course, I've been to this dance before.
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Old 05-12-2020, 05:16 PM   #15
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45 and 43. Sold off 60% in February and another 20% in March. Will go back to 80% equities at some point.
Collecting a paycheck plus rent from ten units. No delinquencies yet.
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Old 05-12-2020, 05:36 PM   #16
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Staying the course, again... Not a fan of turning paper losses into real money losses.
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Old 05-12-2020, 06:09 PM   #17
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Sold out in March as my portfolio drifted down towards what it was when I retired at the beginning of 2012 but after withdrawals for livings expenses, paying cash for a winter condo, replacing a one-car garage with a two-car garage with a bonus loft. While down from end of 2019 I still had substantial capital gains... enough to use all of my 2020 Roth conversion headroom... but negligible taxes this year.

Currently about 47% in CDs that have a weighted average yield of 3.31%, 11% in preferred stocks that yield about 5.75%, 4% in SWAN and the rest in short term federal and muni funds yielding about 1.5%+/-.

Watching and waiting to see how things sort out. I believe this will be worse than 2008/2009 but not as bad as the Great Depression.

Will go back into equities eventually but probably via options rather than direct investment.
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Old 05-12-2020, 06:22 PM   #18
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Although I sold I'm actually staying the course.....conservative. But I'm more conservative now.
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Old 05-12-2020, 06:28 PM   #19
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I dialed it down to 25/75 - it was 50/50. Lost 30% paper profit from last year. It is ok.
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Old 05-12-2020, 06:59 PM   #20
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Quote:
Originally Posted by rodi View Post
I always choose pie.... Preferably pecan.
peach. staying the course and buying.
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