Poll:What % of your retirement stash is Taxable vs IRA, tIRA, 401k or Equivalents?

[Time2]

34.5% Taxable
36.3% SEP
22.6% IRA
6.5% Roth

 

[Livefree]

54% deferred (including Roths)
46% Taxable

 

[Souschef]

I am at 60%, and have been taking RMD's for 10 years. But, the balance keeps growing.Below is a plot of my RMD's

 

[Out of Steam]

Not quite 100% tax deferred, but well above 90%

 

[rathail]

Building ROTH

75% Deferred (tIRA)
10% Taxable (After-tax investments)
15% Tax free (Roth)

Building Roth with taxes paid from RMD from inheritance, while
converting within a 401k to ROTH.

any input? keep building?
Retired, ~$2M, 60yrs

 

[audreyh1]

I am at 60%, and have been taking RMD's for 10 years. But, the balance keeps growing.Below is a plot of my RMD's

Yeah, it’s really tough drawing down those IRAs in a long bull market!

I know you’re good at spending BP the proceeds too!

 

[statsman]

We're on the wrong side of the asset allocation equation compared to everyone here. The only thing that helps is having a large enough nest egg to where it may not matter. DW (67) SS plus my (61) pension is almost enough to cover all expenses. WR is less than 0.5% and may become even less (or 0%) when I start SS for myself (combination of more income plus lower medical premiums @65 - my under 65 medical plan is costly).

 

[Extra Medium]

3% cash
20% commercial real estate
35% combined 401(k) & Roth
42% taxable