Original Wally
Recycles dryer sheets
OK - we are 61. Pension of $59k (CalPERS / Joint life) + SSDI $30k.
No debt. House = $400k.
Assets = IRA = $400k / After tax portfolio = $200k
Live pretty well off our pensions. MAYBE run negative a few hundred a mo.
Have been using a nice balanced approach to funds... variety of VG small cap, large cap, REIT, Intl, so on.
The ISSUE is all the instability in the market today. Should I be in or out? don't REALLY want to end up losing 20% of the portfolio. Ouch.
THOUGHTS??
No debt. House = $400k.
Assets = IRA = $400k / After tax portfolio = $200k
Live pretty well off our pensions. MAYBE run negative a few hundred a mo.
Have been using a nice balanced approach to funds... variety of VG small cap, large cap, REIT, Intl, so on.
The ISSUE is all the instability in the market today. Should I be in or out? don't REALLY want to end up losing 20% of the portfolio. Ouch.
THOUGHTS??