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02-05-2021, 03:58 PM
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#61
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Recycles dryer sheets
Join Date: Jul 2018
Location: Anaheim
Posts: 229
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Orange County, California
Home Value (Zillow) 1,060,000
Property Tax = $6,480 (Thanks prop 13)
Homeowners Ins. = $1,551 (Doubled in the last ten years)
Earthquake = $624 (with 25% deductible)
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02-05-2021, 03:59 PM
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#62
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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 Quote:
Originally Posted by anothercog
Wow. I assume you purchased your place for under $300k. What year did you buy?
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1979 for 105k. It goes up 2% + additional bond measures every year. We pass them all
Frankly I'd rather be taxed on income than home value because that seems more equitable to me. My home's value is really only relevant when I go to sell
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02-05-2021, 04:04 PM
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#63
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Confused about dryer sheets
Join Date: May 2006
Location: Lansing
Posts: 7
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Southern suburb of Chicago, Crook, er, I mean Cook county
Home Value: $230,000
Property Taxes: $8682
Home Owners Insurance: $1169
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02-05-2021, 04:14 PM
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#64
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Recycles dryer sheets
Join Date: Dec 2017
Posts: 219
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SF Bay Area, CA
Value: $1.7M (bought for $300k 26 years ago) - it's ridiculous. 3 bed/2 bath, 1500 square foot ranch
Property tax: $6k
Insurance:
Fire: $845
Earthquake: $1,481
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02-05-2021, 04:33 PM
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#65
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Recycles dryer sheets
Join Date: Oct 2007
Location: Rockwall,
Posts: 118
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North Texas
Home 450K
Insurance 1800 per year
Property Tax Capped at 8500 vs 10,500
Sales Tax 8.25
__________________
Zacchaeus Come Down From That Tree
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02-05-2021, 04:58 PM
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#66
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Thinks s/he gets paid by the post
Join Date: Apr 2012
Location: Nashville
Posts: 2,506
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Just outside of Nashville. 25 acres, zoned for subdivision, 40 year old, 4200 square foot house.
Value? Probably 800k-1mill.
Taxes 1950
Insurance (537k replacement cost, 500k liability, 2500 deductible) is 1650
Excess policy allows the low liability amount.
__________________
OMY * 3 2ish Done 7.28.17
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02-05-2021, 05:12 PM
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#67
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Recycles dryer sheets
Join Date: Aug 2011
Location: St. Augustine
Posts: 51
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Live in NE Florida:
Assessed Home Value: $235,612
Estimated Home Value: $515,000
Property Taxes: $3,515
Yearly Homeowners Insurance: $1,495
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02-05-2021, 05:25 PM
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#68
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Recycles dryer sheets
Join Date: Nov 2015
Location: Fort Myers, FL & Lake Of the Ozarks, MO
Posts: 234
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Ft Myers, FL - Park Model / Modular
Home Value - $150K
Tax (Homestead) - $688
Home Insurance, No Flood - $1345
__________________
Live Life
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02-05-2021, 05:32 PM
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#69
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Full time employment: Posting here.
Join Date: May 2011
Posts: 770
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Quote:
Originally Posted by SecondCor521
My homeowner's policy excludes land value and ignores market value. It's based on rebuild cost estimate which is in turn based on square footage, number of bathrooms, finishes, etc. Plus how far away the nearest hydrant and fire department station is (both pretty close in my case).
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+1
My ho policy works the same way.
__________________
you interpret daily life according to your ideas of what is possible or not possible - Seth Speaks
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02-05-2021, 05:50 PM
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#70
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Thinks s/he gets paid by the post
Join Date: Jan 2016
Posts: 1,241
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NH. No income tax or sales tax here.
Property tax is $5000 for house only. HOA owns the land.
Homeowners insurance is $540. New construction 1100 square foot home is one year old. Paid $275,000 for it.
We don’t live by the coast. We live up high within walking distance of the big lake boardwalk but no where close to it that there could be any water problems whatsoever.
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02-05-2021, 06:07 PM
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#71
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Confused about dryer sheets
Join Date: Jun 2018
Location: Howe
Posts: 9
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I live in North Texas
Home value 235,000
Property tax: 1898.00
Insurance 1500.00. We are rural.
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02-05-2021, 08:05 PM
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#72
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Recycles dryer sheets
Join Date: Jun 2016
Location: Kaneohe
Posts: 376
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Out in the boonies, windward Oahu, Hawaii
3550 sqft on 1/3 acre, across the street from Pacific Ocean
Bought for $266K in 1991
Home value = $1.7M
Property tax = $3200
HO insurance = $6000
So, low property taxes, but EVERYTHING is taxed here, including the taxes!
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02-05-2021, 08:34 PM
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#73
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,374
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Reside in: FL
Condo value: ~$200,000 (1,444 sf)
Property taxes: $1,894
Hazard Ins: $770
Lakefront vacation home in: VT
Home value: ~$400,000 (2,400 sf)
Property taxes: $7,011
Hazard Ins: $734
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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02-05-2021, 08:41 PM
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#74
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2014
Location: Huntsville, AL/Helen, GA
Posts: 6,002
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10 miles outside of Huntsville, Alabama
Home value: $450,000 (3900 sq. ft. with pool)
Property taxes: $0 due to my wife being disabled.
$1300 had I had to pay the taxes.
Homeowner's Insurance: $2,200 per year
Lake Home: $385,000
Property taxes: $1,100 per year
Homeowner's insurance: $1,100 per year
It's the prime waterfront land that's worth so much more than my house.
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02-05-2021, 09:15 PM
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#75
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,374
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Quote:
Originally Posted by gayl
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Helpful. 
Post #64 above.... totally blank.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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02-06-2021, 04:38 AM
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#76
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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I'm wondering if those with what appear to be really high property taxes in other states have more land? I only have 1/3 acre
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02-06-2021, 05:03 AM
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#77
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,922
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Quote:
Originally Posted by Doribe
Reside In
Illinois
Current Estimated Home value $600,000
Property Taxes
$14,674
Hazard Insurance
$1,430
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Interesting. Our condo in Hawaii is worth about $600K but our property taxes are just about 1/10 yours (about $1500).
Don't know what the insurance is as it's included in HOA dues. I'm guessing it's pretty hefty. I'm sure I can find out, but can't do anything about it, so I won't bother. YMMV
__________________
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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02-06-2021, 05:47 AM
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#78
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,374
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Quote:
Originally Posted by gayl
I'm wondering if those with what appear to be really high property taxes in other states have more land? I only have 1/3 acre
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Not in my case, Vermont property is only 0.7 acres.... it is just that property tax rates are high, in part due to lack of economies of scale.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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02-06-2021, 05:55 AM
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#79
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Confused about dryer sheets
Join Date: May 2006
Location: Lansing
Posts: 7
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My $8682 tax in IL is only for a ~2000 sq. ft. home on a 75' x 125' lot...
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02-06-2021, 06:54 AM
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#80
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Recycles dryer sheets
Join Date: Mar 2010
Posts: 129
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Wow I'm feeling kind of depressed reading all these numbers. I knew our taxes were high but...
NW Ohio 2500+ SF house 20 acres land
Taxes approx $12,000/ yr
Insurance approx $1200 with a $1 MM umbrella.
We have lived here 5 years and the taxes were < $7,000 when we moved in!
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