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Old 06-14-2023, 11:50 AM   #61
Recycles dryer sheets
 
Join Date: Jul 2021
Location: Clermont
Posts: 150
Our last car loan was 1983. Paid cash since then. But 2 months ago we bought a new Ford, intending to pay cash along with the trade-in. (~$60K out the door, $30K trade, $30K cash). But the dealer pushed HARD for us to take a 36-month loan at 0%. We did, and have kept the $30K in a MM @ 4.9%. But WHY would Ford Motor Credit want to loan money at 0%? And that is likely in addition to "something" that they pay their dealer to convince cash buyers to debtors! What am I missing?
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