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Quick question on file and suspend?
Old 10-01-2020, 11:11 AM   #1
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Quick question on file and suspend?

When I approach FRA....

If my current goal is to wait until 70 to collect SS... do I just do nothing and wait until then, or am I supposed to file and suspend just prior to FRA?

We missed out on the whole collect on spouse's record until age 70. But I have a friend who is a little older who is very happy I told her about it. Of course that is thanks to ya'll in this forum.

TIA.
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Old 10-01-2020, 11:15 AM   #2
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Nothing to do before you turn 70. Just wait.
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